County

Otsego County, NY

32 ZIP codes  ·  32 cities  ·  New York

👥59,935Population
💰$68,015Median HH Income▼ 11% below avg
🎂41.1Median Age
🏠$179,784Median Home Value▼ 36% below avg
🎓46.3%College Grads▲ 20% above avg
📊5.3%Unemployment▲ 8% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.7% Female 51.3% ♀

Race & Ethnicity

White: 88.9%Hispanic: 4.5%Black: 2.5%Asian: 2%Other: 2.7%Race
White88.9%
Hispanic4.5%
Black2.5%
Asian2.0%
Other2.7%

Age Breakdown

Under 5
4%
5–17
11%
18–24
18%
25–44
20%
45–64
24%
65+
10%

Key Indicators

Median Age41.1 yrs
Avg HH Size2.37
Below Poverty12.8% ▲ 28% above avg
College Grads46.3% ▲ 20% above avg
Unemployment5.3% ▲ 8% above avg
No HS Diploma512 (1.4%)
HS Graduate11,068 (29.6%)
Some College4,311 (11.5%)
Associates4,188 (11.2%)
Bachelors4,364 (11.7%)
Graduate Degree12,911 (34.6%)

Education

No HS: 1.4%HS Grad: 29.6%Some College: 11.5%Associates: 11.2%Bachelors: 11.7%Graduate: 34.6%Edu
No HS1.4%
HS Grad29.6%
Some College11.5%
Associates11.2%
Bachelors11.7%
Graduate34.6%
Housing & Income

Housing Tenure

Owner: 74.1%Renter: 25.9%Tenure
Owner74.1%
Renter25.9%

Home Value Distribution

Under $50k
7%
$50k–$100k
13%
$100k–$150k
20%
$150k–$200k
20%
$200k–$300k
21%
$300k–$500k
14%
Over $500k
6%

Financials

Median HH Income$68,015 ▼ 11% below avg
Median Home Value$179,784 ▼ 36% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$928/mo
Total Housing Units30,670
Vacant Units7,646

Income Distribution

Under $25k
18%
$25k–$50k
16%
$50k–$75k
20%
$75k–$100k
15%
$100k–$150k
18%
$150k–$200k
7%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
80%
Public Transit
1%
Walked
8%
Work From Home
11%

Commute Time

Under 15 min
38%
15–30 min
31%
30–45 min
18%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
8%
1960s–1970s
13%
1980s–1990s
11%
2000+
64%
About Otsego County, NY

Otsego County is located in New York and encompasses 32 ZIP codes spanning 32 cities and communities. The county has an estimated population of 59,935 residents. With a median age of 41.13, it is a middle-aged county.

Otsego County has a solidly middle-class economic profile. The median household income of $68,014 is near the national average. Unemployment stands at 5.3%, near the national average. The poverty rate of 12.8% is above the national average.

Housing in Otsego County is an affordable housing market, with a median home value of $179,784 — below the national average. Monthly median rent is approximately $928. Homeownership rates are high at 74.1%, reflecting a largely residential, stable population.

The residents of Otsego County are primarily White (88.89%). Educational attainment is well-educated — 46.3% of adults hold a bachelor's degree or higher, above the national average.

Otsego County, NY is a solidly middle-class area in New York. The 32 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Otsego County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
13315 Burlington Flats 1,239 $65,417 $190,200 $665 1.7% 34.1%
13320 Cherry Valley 2,027 $80,956 $191,600 $805 3.6% 53.6%
13326 Cooperstown 4,536 $70,977 $308,600 $1,120 6.0% 60.8%
13333 East Springfield 40 $76,250 $175,000 29.4% 55.6%
12064 East Worcester 314 $69,792 $100,000 12.8% 20.9%
13335 Edmeston 1,388 $54,048 $121,800 $775 3.2% 27.5%
13337 Fly Creek 690 $74,821 $287,500 $982 0.0% 65.4%
13342 Garrattsville 263 $81,023 1.8% 65.6%
13776 Gilbertsville 395 $72,000 $150,000 $1,118 1.0% 44.0%
13348 Hartwick 1,529 $77,903 $187,500 $956 16.2% 48.4%
13796 Laurens 915 $63,750 $144,400 $932 6.5% 43.8%
12116 Maryland 1,533 $76,359 $141,800 $1,100 2.8% 41.7%
13807 Milford 1,260 $86,250 $167,600 $838 9.0% 51.6%
13808 Morris 1,486 $60,682 $157,000 $673 3.6% 47.1%
13810 Mount Vision 1,195 $90,577 $218,900 $788 3.4% 44.4%
13415 New Lisbon 92 $85,417 $157,300 0.0% 44.7%
13820 Oneonta 22,954 $66,217 $176,300 $983 5.2% 49.4%
13825 Otego 2,785 $73,966 $183,500 $890 7.9% 39.2%
13834 Portlandville 108 $52,974 0.0% 10.1%
13439 Richfield Springs 3,667 $63,681 $184,300 $827 3.0% 43.4%
13450 Roseboom 251 $62,000 1.5% 11.6%
12155 Schenevus 1,812 $61,563 $147,100 $1,010 2.8% 37.7%
13468 Springfield Center 305 $61,979 1.3% 49.5%
13849 Unadilla 4,351 $55,884 $120,800 $830 8.6% 35.9%
13859 Wells Bridge 119 $68,182 0.0% 25.6%
13482 West Burlington 73 $56,477 $171,600 0.0% 33.9%
13485 West Edmeston 1,715 $67,989 $136,800 $918 5.5% 36.3%
13861 West Oneonta 450 $57,047 $183,100 1.0% 63.9%
13488 Westford 130 $61,250 $90,000 4.7% 23.9%
12197 Worcester 2,275 $78,750 $163,300 $783 3.3% 46.3%