| ZIP Code | 13825 |
|---|---|
| City | Otego |
| State | New York (NY) |
| County | Otsego County |
| Area Code | 607 |
| Elevation | 1,656 ft |
| Latitude | 42.435577 |
|---|---|
| Longitude | -75.204553 |
| Timezone | New York (DST) |
| FIPS | 36077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.3 yrs |
|---|---|
| Avg Household Size | 2.24 |
| Below Poverty | 6.5% ▼ 35% below avg |
| College Grads | 39.2% ≈ Avg |
| Unemployment | 7.9% ▲ 62% above avg |
| No HS Diploma | 12 (0.6%) |
| HS Graduate | 671 (34.7%) |
| Some College | 332 (17.2%) |
| Associates | 159 (8.2%) |
| Bachelors | 204 (10.6%) |
| Graduate Degree | 554 (28.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,966 ≈ Avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $183,500 ▼ 34% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $890/mo ↑ 14% since 2019 |
| Total Units | 1,573 |
| Vacant Units | 341 |
| Avg HH Size | 2.24 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,573 |
|---|---|
| Vacant | 341 |
| Owner Occupied | 76.5% |
| Renter Occupied | 23.5% |
| Avg HH Size | 2.24 |
ZIP code 13825 is located in Otego, New York, within Otsego County. With a population of 2,785, this is a sparsely populated ZIP code with a mature community — the median age is 49.3 years. Economically, 13825 is a solidly middle-class ZIP code: the median household income of $73,966 is near the national average.
Real estate in ZIP code 13825 represents an affordable housing market. The median home value of $183,500 is below the national average. Renters can expect to pay around $890 per month in median rent. Homeownership is strong here — 76.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 13825 is primarily White (90.34%). Residents are moderately educated — 39.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.5%. Household income has grown by 35% since 2019.
The unemployment rate in 13825 stands at 7.9%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 13825 in Otego, NY is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 2,785 residents, a median household income of $73,966, and a median home value of $183,500, it offers a clear picture of life in this part of New York.