City

Otego, NY

1 ZIP code  ·  Otsego County  ·  New York

👥2,785Population
💰$73,966Median HH Income≈ Avg
🎂49.3Median Age
🏠$183,500Median Home Value▼ 34% below avg
🎓39.2%College Grads≈ Avg
📊7.9%Unemployment▲ 62% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 56.8% Female 43.2% ♀

Race & Ethnicity

White: 90.3%Hispanic: 1.4%Black: 0.7%Asian: 3.5%Other: 4.1%Race
White90.3%
Hispanic1.4%
Black0.7%
Asian3.5%
Other4.1%

Age Breakdown

Under 5
4%
5–17
12%
18–24
8%
25–44
18%
45–64
31%
65+
10%

Key Indicators

Median Age49.3 yrs
Avg HH Size2.24
Below Poverty6.5% ▼ 35% below avg
College Grads39.2% ≈ Avg
Unemployment7.9% ▲ 62% above avg
No HS Diploma12 (0.6%)
HS Graduate671 (34.7%)
Some College332 (17.2%)
Associates159 (8.2%)
Bachelors204 (10.6%)
Graduate Degree554 (28.7%)

Education

No HS: 0.6%HS Grad: 34.7%Some College: 17.2%Associates: 8.2%Bachelors: 10.6%Graduate: 28.7%Edu
No HS0.6%
HS Grad34.7%
Some College17.2%
Associates8.2%
Bachelors10.6%
Graduate28.7%
Housing & Income

Housing Tenure

Owner: 76.5%Renter: 23.5%Tenure
Owner76.5%
Renter23.5%

Home Value Distribution

Under $50k
7%
$50k–$100k
16%
$100k–$150k
13%
$150k–$200k
23%
$200k–$300k
26%
$300k–$500k
15%

Financials

Median HH Income$73,966 ≈ Avg
Median Home Value$183,500 ▼ 34% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$890/mo
Total Housing Units1,573
Vacant Units341

Income Distribution

Under $25k
17%
$25k–$50k
15%
$50k–$75k
16%
$75k–$100k
15%
$100k–$150k
26%
$150k–$200k
6%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
92%
Public Transit
0%
Walked
2%
Work From Home
5%

Commute Time

Under 15 min
25%
15–30 min
52%
30–45 min
12%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
7%
1960s–1970s
13%
1980s–1990s
20%
2000+
58%
About Otego, NY

Otego is a city in New York, located in Otsego County. The city spans 1 ZIP code and is home to approximately 2,785 residents. It is a mature city, with a median age of 49.3 years.

Economically, Otego is a solidly middle-class community. The median household income of $73,966 is near the national average. Approximately 6.5% of residents live below the poverty line. The unemployment rate is 7.9%, significantly above the national average.

The real estate market in Otego is an affordable housing market. Median home values stand at $183,500, which is below the national average. Renters typically pay around $890 per month. Homeownership is high at 76.5%, typical of suburban and family-oriented communities.

The population of Otego is moderately educated. 39.2% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (90.34%).

Otego, NY offers residents a cost-conscious lifestyle within New York.

ZIP Codes in Otego
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
13825 2,785 $73,966 $183,500 $890 7.9% 39.2% 76.5%