City

Oneonta, NY

1 ZIP code  ·  Otsego County  ·  New York

👥22,954Population
💰$66,217Median HH Income▼ 13% below avg
🎂32.0Median Age
🏠$176,300Median Home Value▼ 37% below avg
🎓49.4%College Grads▲ 28% above avg
📊5.2%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.7% Female 52.3% ♀

Race & Ethnicity

White: 84.1%Hispanic: 6%Black: 5.1%Asian: 1.7%Other: 2.2%Race
White84.1%
Hispanic6.0%
Black5.1%
Asian1.7%
Other2.2%

Age Breakdown

Under 5
3%
5–17
9%
18–24
30%
25–44
21%
45–64
20%
65+
8%

Key Indicators

Median Age32.0 yrs
Avg HH Size2.19
Below Poverty14.7% ▲ 47% above avg
College Grads49.4% ▲ 28% above avg
Unemployment5.2% ≈ Avg
No HS Diploma238 (1.9%)
HS Graduate3,191 (25.5%)
Some College1,318 (10.5%)
Associates1,593 (12.7%)
Bachelors1,161 (9.3%)
Graduate Degree5,033 (40.2%)

Education

No HS: 1.9%HS Grad: 25.5%Some College: 10.5%Associates: 12.7%Bachelors: 9.3%Graduate: 40.2%Edu
No HS1.9%
HS Grad25.5%
Some College10.5%
Associates12.7%
Bachelors9.3%
Graduate40.2%
Housing & Income

Housing Tenure

Owner: 64.1%Renter: 35.9%Tenure
Owner64.1%
Renter35.9%

Home Value Distribution

Under $50k
6%
$50k–$100k
6%
$100k–$150k
23%
$150k–$200k
24%
$200k–$300k
25%
$300k–$500k
11%
Over $500k
4%

Financials

Median HH Income$66,217 ▼ 13% below avg
Median Home Value$176,300 ▼ 37% below avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$983/mo
Total Housing Units10,083
Vacant Units1,927

Income Distribution

Under $25k
20%
$25k–$50k
15%
$50k–$75k
21%
$75k–$100k
15%
$100k–$150k
18%
$150k–$200k
7%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
76%
Public Transit
1%
Walked
13%
Work From Home
10%

Commute Time

Under 15 min
58%
15–30 min
20%
30–45 min
13%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
6%
1940s–1950s
10%
1960s–1970s
13%
1980s–1990s
7%
2000+
64%
About Oneonta, NY

Oneonta is a city in New York, located in Otsego County. The city spans 1 ZIP code and is home to approximately 22,954 residents. It is a relatively young city, with a median age of 32 years.

Economically, Oneonta is a solidly middle-class community. The median household income of $66,217 is near the national average. Approximately 14.7% of residents live below the poverty line. The unemployment rate is 5.2%, near the national average.

The real estate market in Oneonta is an affordable housing market. Median home values stand at $176,300, which is below the national average. Renters typically pay around $983 per month. Homeownership is high at 64.1%, typical of suburban and family-oriented communities.

The population of Oneonta is well-educated. 49.4% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (84.11%).

Oneonta, NY offers residents a cost-conscious lifestyle within New York.

ZIP Codes in Oneonta
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
13820 22,954 $66,217 $176,300 $983 5.2% 49.4% 64.1%