City

Milford, NY

1 ZIP code  ·  Otsego County  ·  New York

👥1,260Population
💰$86,250Median HH Income▲ 13% above avg
🎂48.2Median Age
🏠$167,600Median Home Value▼ 40% below avg
🎓51.6%College Grads▲ 33% above avg
📊9.0%Unemployment▲ 83% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 45.9% Female 54.1% ♀

Race & Ethnicity

White: 91.3%Hispanic: 3.9%Black: 0.2%Asian: 4.5%Other: 0.2%Race
White91.3%
Hispanic3.9%
Black0.2%
Asian4.5%
Other0.2%

Age Breakdown

Under 5
2%
5–17
12%
18–24
13%
25–44
22%
45–64
33%
65+
11%

Key Indicators

Median Age48.2 yrs
Avg HH Size2.66
Below Poverty7.9% ▼ 21% below avg
College Grads51.6% ▲ 33% above avg
Unemployment9.0% ▲ 83% above avg
No HS Diploma12 (1.4%)
HS Graduate303 (34.3%)
Some College74 (8.4%)
Associates38 (4.3%)
Bachelors133 (15.1%)
Graduate Degree323 (36.6%)

Education

No HS: 1.4%HS Grad: 34.3%Some College: 8.4%Associates: 4.3%Bachelors: 15.1%Graduate: 36.6%Edu
No HS1.4%
HS Grad34.3%
Some College8.4%
Associates4.3%
Bachelors15.1%
Graduate36.6%
Housing & Income

Housing Tenure

Owner: 82.4%Renter: 17.6%Tenure
Owner82.4%
Renter17.6%

Home Value Distribution

Under $50k
15%
$50k–$100k
10%
$100k–$150k
10%
$150k–$200k
35%
$200k–$300k
12%
$300k–$500k
13%
Over $500k
5%

Financials

Median HH Income$86,250 ▲ 13% above avg
Median Home Value$167,600 ▼ 40% below avg
Home/Income Ratio1.9x (nat avg ~3.5x)
Median Rent$838/mo
Total Housing Units719
Vacant Units248

Income Distribution

Under $25k
12%
$25k–$50k
9%
$50k–$75k
24%
$75k–$100k
10%
$100k–$150k
21%
$150k–$200k
17%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
86%
Walked
3%
Work From Home
11%

Commute Time

Under 15 min
25%
15–30 min
55%
30–45 min
16%
Over 45 min
4%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
3%
1960s–1970s
21%
1980s–1990s
12%
2000+
63%
About Milford, NY

Milford is a city in New York, located in Otsego County. The city spans 1 ZIP code and is home to approximately 1,260 residents. It is a mature city, with a median age of 48.2 years.

Economically, Milford is a middle-income community. The median household income of $86,250 is near the national average. Approximately 7.9% of residents live below the poverty line. The unemployment rate is 9.0%, significantly above the national average.

The real estate market in Milford is an affordable housing market. Median home values stand at $167,600, which is below the national average. Renters typically pay around $838 per month. Homeownership is high at 82.4%, typical of suburban and family-oriented communities.

The population of Milford is well-educated. 51.6% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (91.27%).

Milford, NY offers residents above-average earning potential within New York.

ZIP Codes in Milford
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
13807 1,260 $86,250 $167,600 $838 9.0% 51.6% 82.4%