| ZIP Code | 13807 |
|---|---|
| City | Milford |
| State | New York (NY) |
| County | Otsego County |
| Area Code | 607 |
| Elevation | 1,679 ft |
| Latitude | 42.61747 |
|---|---|
| Longitude | -74.97282 |
| Timezone | New York (DST) |
| FIPS | 36077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.2 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.66 |
| Below Poverty | 7.9% ▼ 21% below avg |
| College Grads | 51.6% ▲ 33% above avg |
| Unemployment | 9.0% ▲ 83% above avg |
| No HS Diploma | 12 (1.4%) |
| HS Graduate | 303 (34.3%) |
| Some College | 74 (8.4%) |
| Associates | 38 (4.3%) |
| Bachelors | 133 (15.1%) |
| Graduate Degree | 323 (36.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $86,250 ▲ 13% above avg ↑ 63% since 2019 |
|---|---|
| Median Home Value | $167,600 ▼ 40% below avg ↑ 24% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $838/mo ↑ 37% since 2019 |
| Total Units | 719 |
| Vacant Units | 248 |
| Avg HH Size | 2.66 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 719 |
|---|---|
| Vacant | 248 |
| Owner Occupied | 82.4% |
| Renter Occupied | 17.6% |
| Avg HH Size | 2.66 |
ZIP code 13807 is located in Milford, New York, within Otsego County. With a population of 1,260, this is a sparsely populated ZIP code with a mature community — the median age is 48.2 years. Economically, 13807 is a middle-income ZIP code: the median household income of $86,250 is near the national average.
Real estate in ZIP code 13807 represents an affordable housing market. The median home value of $167,600 is below the national average. Renters can expect to pay around $838 per month in median rent. Homeownership is strong here — 82.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 13807 is primarily White (91.27%). Residents are well-educated — 51.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.9%. Household income has grown by 63% since 2019.
The unemployment rate in 13807 stands at 9.0%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 13807 in Milford, NY is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 1,260 residents, a median household income of $86,250, and a median home value of $167,600, it offers a clear picture of life in this part of New York.