| ZIP Code | 13348 |
|---|---|
| City | Hartwick |
| State | New York (NY) |
| County | Otsego County |
| Area Code | 607 |
| Elevation | 1,803 ft |
| Latitude | 42.707256 |
|---|---|
| Longitude | -75.057189 |
| Timezone | New York (DST) |
| FIPS | 36077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.8 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.48 |
| Below Poverty | 7.4% ▼ 26% below avg |
| College Grads | 48.4% ▲ 25% above avg |
| Unemployment | 16.2% ▲ 230% above avg |
| HS Graduate | 290 (30.8%) |
| Some College | 67 (7.1%) |
| Associates | 129 (13.7%) |
| Bachelors | 133 (14.1%) |
| Graduate Degree | 323 (34.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $77,903 ≈ Avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $187,500 ▼ 33% below avg ↑ 5% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $956/mo ↑ 17% since 2019 |
| Total Units | 732 |
| Vacant Units | 116 |
| Avg HH Size | 2.48 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 732 |
|---|---|
| Vacant | 116 |
| Owner Occupied | 81.8% |
| Renter Occupied | 18.2% |
| Avg HH Size | 2.48 |
ZIP code 13348 is located in Hartwick, New York, within Otsego County. With a population of 1,529, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.8 years. Economically, 13348 is a middle-income ZIP code: the median household income of $77,903 is near the national average.
Real estate in ZIP code 13348 represents an affordable housing market. The median home value of $187,500 is below the national average. Renters can expect to pay around $956 per month in median rent. Homeownership is strong here — 81.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 5% since 2019.
The population of 13348 is primarily White (94.96%). Residents are well-educated — 48.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.4%. Household income has grown by 28% since 2019.
The unemployment rate in 13348 stands at 16.2%, which is more than double the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 13348 in Hartwick, NY is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 1,529 residents, a median household income of $77,903, and a median home value of $187,500, it offers a clear picture of life in this part of New York.