| ZIP Code | 13326 |
|---|---|
| City | Cooperstown |
| State | New York (NY) |
| County | Otsego County |
| Area Code | 607 |
| Elevation | 1,441 ft |
| Latitude | 42.722511 |
|---|---|
| Longitude | -74.895371 |
| Timezone | New York (DST) |
| FIPS | 36077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.7 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.19 |
| Below Poverty | 7.8% ▼ 22% below avg |
| College Grads | 60.8% ▲ 57% above avg |
| Unemployment | 6.0% ▲ 23% above avg |
| No HS Diploma | 42 (1.3%) |
| HS Graduate | 723 (21.6%) |
| Some College | 287 (8.6%) |
| Associates | 263 (7.8%) |
| Bachelors | 407 (12.1%) |
| Graduate Degree | 1,630 (48.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,977 ≈ Avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $308,600 ▲ 11% above avg ↑ 17% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,120/mo ↑ 26% since 2019 |
| Total Units | 2,724 |
| Vacant Units | 811 |
| Avg HH Size | 2.19 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,724 |
|---|---|
| Vacant | 811 |
| Owner Occupied | 71.6% |
| Renter Occupied | 28.4% |
| Avg HH Size | 2.19 |
ZIP code 13326 is located in Cooperstown, New York, within Otsego County. With a population of 4,536, this is a lightly populated ZIP code with a mature community — the median age is 54.7 years. Economically, 13326 is a solidly middle-class ZIP code: the median household income of $70,977 is near the national average.
Real estate in ZIP code 13326 represents a mid-range housing market. The median home value of $308,600 is near the national average. Renters can expect to pay around $1,120 per month in median rent. Homeownership is strong here — 71.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 17% since 2019.
The population of 13326 is primarily White (85.45%). Residents are highly educated — 60.8% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 7.8%. Household income has grown by 25% since 2019.
The unemployment rate in 13326 stands at 6.0%, which is above the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 54%.
Overall, ZIP code 13326 in Cooperstown, NY is characterized as solidly middle-class, highly educated, a mature community, and predominantly owner-occupied. With 4,536 residents, a median household income of $70,977, and a median home value of $308,600, it offers a clear picture of life in this part of New York.