| ZIP Code | 12116 |
|---|---|
| City | Maryland |
| State | New York (NY) |
| County | Otsego County |
| Area Code | 607 |
| Elevation | 1,787 ft |
| Latitude | 42.538795 |
|---|---|
| Longitude | -74.911164 |
| Timezone | New York (DST) |
| FIPS | 36077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.0 yrs ↓ 11% since 2019 |
|---|---|
| Avg Household Size | 2.49 |
| Below Poverty | 8.7% ▼ 13% below avg |
| College Grads | 41.7% ▲ 8% above avg |
| Unemployment | 2.8% ▼ 42% below avg |
| No HS Diploma | 6 (0.5%) |
| HS Graduate | 496 (44.4%) |
| Some College | 81 (7.3%) |
| Associates | 68 (6.1%) |
| Bachelors | 162 (14.5%) |
| Graduate Degree | 303 (27.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $76,359 ≈ Avg ↑ 55% since 2019 |
|---|---|
| Median Home Value | $141,800 ▼ 49% below avg ↑ 18% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $1,100/mo ↑ 19% since 2019 |
| Total Units | 930 |
| Vacant Units | 314 |
| Avg HH Size | 2.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 930 |
|---|---|
| Vacant | 314 |
| Owner Occupied | 86.9% |
| Renter Occupied | 13.2% |
| Avg HH Size | 2.49 |
ZIP code 12116 is located in Maryland, New York, within Otsego County. With a population of 1,533, this is a sparsely populated ZIP code with a mature community — the median age is 47 years. Economically, 12116 is a middle-income ZIP code: the median household income of $76,359 is near the national average.
Real estate in ZIP code 12116 represents one of the more affordable housing markets in the country. The median home value of $141,800 is below the national average. Renters can expect to pay around $1,100 per month in median rent. Homeownership is strong here — 86.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 18% since 2019.
The population of 12116 is primarily White (98.11%). Residents are well-educated — 41.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.7%. Household income has grown by 55% since 2019.
The unemployment rate in 12116 stands at 2.8%, which is below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 12116 in Maryland, NY is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 1,533 residents, a median household income of $76,359, and a median home value of $141,800, it offers a clear picture of life in this part of New York.