| ZIP Code | 13439 |
|---|---|
| City | Richfield Springs |
| State | New York (NY) |
| County | Otsego County |
| Area Code | 315/680 |
| Elevation | 1,319 ft |
| Latitude | 42.855311 |
|---|---|
| Longitude | -74.997219 |
| Timezone | New York (DST) |
| FIPS | 36077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.2 yrs ↓ 15% since 2019 |
|---|---|
| Avg Household Size | 2.60 |
| Below Poverty | 13.5% ▲ 35% above avg |
| College Grads | 43.4% ▲ 12% above avg |
| Unemployment | 3.0% ▼ 39% below avg |
| No HS Diploma | 13 (0.6%) |
| HS Graduate | 718 (31.2%) |
| Some College | 251 (10.9%) |
| Associates | 320 (13.9%) |
| Bachelors | 266 (11.6%) |
| Graduate Degree | 732 (31.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,681 ▼ 17% below avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $184,300 ▼ 34% below avg ↑ 31% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $827/mo ↑ 15% since 2019 |
| Total Units | 2,192 |
| Vacant Units | 789 |
| Avg HH Size | 2.60 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,192 |
|---|---|
| Vacant | 789 |
| Owner Occupied | 78.7% |
| Renter Occupied | 21.3% |
| Avg HH Size | 2.60 |
ZIP code 13439 is located in Richfield Springs, New York, within Otsego County. With a population of 3,667, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.2 years. Economically, 13439 is a solidly middle-class ZIP code: the median household income of $63,681 is below the national average.
Real estate in ZIP code 13439 represents an affordable housing market. The median home value of $184,300 is below the national average. Renters can expect to pay around $827 per month in median rent. Homeownership is strong here — 78.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 13439 is primarily White (95.23%). Residents are well-educated — 43.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.5%. Household income has grown by 21% since 2019.
The unemployment rate in 13439 stands at 3.0%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 13439 in Richfield Springs, NY is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 3,667 residents, a median household income of $63,681, and a median home value of $184,300, it offers a clear picture of life in this part of New York.