| ZIP Code | 13407 |
|---|---|
| City | Mohawk |
| State | New York (NY) |
| County | Herkimer County |
| Area Code | 315/680 |
| Elevation | 952 ft |
| Latitude | 42.965377 |
|---|---|
| Longitude | -74.944407 |
| Timezone | New York (DST) |
| FIPS | 36043 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.5 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 13.5% ▲ 35% above avg |
| College Grads | 42.4% ▲ 9% above avg |
| Unemployment | 2.0% ▼ 60% below avg |
| No HS Diploma | 45 (1.3%) |
| HS Graduate | 1,159 (32.8%) |
| Some College | 497 (14.1%) |
| Associates | 336 (9.5%) |
| Bachelors | 662 (18.7%) |
| Graduate Degree | 836 (23.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $72,700 ≈ Avg ↑ 42% since 2019 |
|---|---|
| Median Home Value | $134,200 ▼ 52% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $724/mo ↑ 3% since 2019 |
| Total Units | 2,283 |
| Vacant Units | 195 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,283 |
|---|---|
| Vacant | 195 |
| Owner Occupied | 79.5% |
| Renter Occupied | 20.5% |
| Avg HH Size | 2.39 |
ZIP code 13407 is located in Mohawk, New York, within Herkimer County. With a population of 5,125, this is a lightly populated ZIP code with a mature community — the median age is 47.5 years. Economically, 13407 is a solidly middle-class ZIP code: the median household income of $72,700 is near the national average.
Real estate in ZIP code 13407 represents one of the more affordable housing markets in the country. The median home value of $134,200 is well below the national average. Renters can expect to pay around $724 per month in median rent. Homeownership is strong here — 79.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 13407 is primarily White (92.25%). Residents are well-educated — 42.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.5%. Household income has grown by 42% since 2019.
The unemployment rate in 13407 stands at 2.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 13407 in Mohawk, NY is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 5,125 residents, a median household income of $72,700, and a median home value of $134,200, it offers a clear picture of life in this part of New York.