County

St. Joseph County, IN

27 ZIP codes  ·  10 cities  ·  Indiana

👥282,588Population
💰$68,218Median HH Income▼ 11% below avg
🎂37.4Median Age
🏠$179,768Median Home Value▼ 36% below avg
🎓42.7%College Grads▲ 10% above avg
📊5.0%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.1% Female 50.9% ♀

Race & Ethnicity

White: 70.1%Hispanic: 10.2%Black: 12.1%Asian: 2.5%Other: 4.6%Race
White70.1%
Hispanic10.2%
Black12.1%
Asian2.5%
Other4.6%

Age Breakdown

Under 5
6%
5–17
17%
18–24
11%
25–44
25%
45–64
24%
65+
7%

Key Indicators

Median Age37.4 yrs
Avg HH Size2.44
Below Poverty13.9% ▲ 39% above avg
College Grads42.7% ▲ 10% above avg
Unemployment5.0% ≈ Avg
No HS Diploma2,004 (1.2%)
HS Graduate49,312 (28.9%)
Some College22,603 (13.2%)
Associates24,705 (14.5%)
Bachelors16,556 (9.7%)
Graduate Degree55,558 (32.5%)

Education

No HS: 1.2%HS Grad: 28.9%Some College: 13.2%Associates: 14.5%Bachelors: 9.7%Graduate: 32.5%Edu
No HS1.2%
HS Grad28.9%
Some College13.2%
Associates14.5%
Bachelors9.7%
Graduate32.5%
Housing & Income

Housing Tenure

Owner: 68.1%Renter: 31.9%Tenure
Owner68.1%
Renter31.9%

Home Value Distribution

Under $50k
6%
$50k–$100k
14%
$100k–$150k
19%
$150k–$200k
17%
$200k–$300k
24%
$300k–$500k
14%
Over $500k
5%

Financials

Median HH Income$68,218 ▼ 11% below avg
Median Home Value$179,767 ▼ 36% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$1,071/mo
Total Housing Units123,383
Vacant Units12,472

Income Distribution

Under $25k
18%
$25k–$50k
18%
$50k–$75k
19%
$75k–$100k
14%
$100k–$150k
17%
$150k–$200k
7%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
84%
Public Transit
1%
Walked
4%
Work From Home
11%

Commute Time

Under 15 min
32%
15–30 min
44%
30–45 min
16%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
15%
1960s–1970s
11%
1980s–1990s
12%
2000+
57%
About St. Joseph County, IN

St. Joseph County is located in Indiana and encompasses 27 ZIP codes spanning 10 cities and communities. The county has an estimated population of 282,588 residents. With a median age of 37.4, it is a relatively young county.

St. Joseph County has a solidly middle-class economic profile. The median household income of $68,217 is near the national average. Unemployment stands at 5.0%, near the national average. The poverty rate of 13.9% is above the national average.

Housing in St. Joseph County is an affordable housing market, with a median home value of $179,767 — below the national average. Monthly median rent is approximately $1,070. Homeownership rates are high at 68.1%, reflecting a largely residential, stable population.

The residents of St. Joseph County are primarily White (70.05%). Educational attainment is well-educated — 42.7% of adults hold a bachelor's degree or higher, near the national average.

St. Joseph County, IN is a solidly middle-class area in Indiana. The 27 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in St. Joseph County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
46530 Granger 31,907 $114,684 $316,800 $1,594 3.0% 61.4%
46536 Lakeville 3,086 $77,411 $208,200 $799 0.7% 34.3%
46544 Mishawaka 31,138 $57,873 $151,100 $1,018 7.9% 35.6%
46545 Mishawaka 26,581 $55,889 $174,700 $986 5.3% 40.0%
46552 New Carlisle 6,665 $79,464 $211,500 $811 2.5% 44.5%
46554 North Liberty 4,285 $75,043 $189,400 $855 3.8% 38.8%
46561 Osceola 14,499 $83,520 $208,200 $1,137 1.9% 36.3%
46601 South Bend 4,933 $27,080 $131,600 $784 13.6% 31.3%
46613 South Bend 11,726 $41,625 $71,000 $991 6.4% 23.7%
46614 South Bend 29,339 $70,998 $174,900 $886 3.5% 45.8%
46615 South Bend 14,411 $57,983 $127,800 $971 4.3% 44.3%
46616 South Bend 6,219 $56,293 $136,400 $1,019 3.2% 51.9%
46617 South Bend 10,402 $73,700 $231,400 $1,422 5.2% 62.9%
46619 South Bend 21,179 $46,679 $98,400 $944 8.3% 24.3%
46628 South Bend 27,929 $56,889 $164,500 $1,068 3.9% 36.7%
46635 South Bend 6,552 $79,416 $193,100 $942 7.5% 50.1%
46637 South Bend 16,079 $72,401 $192,000 $1,167 6.2% 48.9%
46574 Walkerton 7,414 $73,950 $167,000 $839 4.0% 29.4%