| ZIP Code | 46616 |
|---|---|
| City | South Bend |
| State | Indiana (IN) |
| County | St. Joseph County |
| Area Code | 574 |
| Elevation | 679 ft |
| Latitude | 41.696914 |
|---|---|
| Longitude | -86.267 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.4 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 13.7% ▲ 37% above avg |
| College Grads | 51.9% ▲ 34% above avg |
| Unemployment | 3.2% ▼ 35% below avg |
| No HS Diploma | 33 (0.9%) |
| HS Graduate | 724 (20.7%) |
| Some College | 430 (12.3%) |
| Associates | 497 (14.2%) |
| Bachelors | 483 (13.8%) |
| Graduate Degree | 1,331 (38.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,293 ▼ 26% below avg ↑ 44% since 2019 |
|---|---|
| Median Home Value | $136,400 ▼ 51% below avg ↑ 71% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $1,019/mo ↑ 19% since 2019 |
| Total Units | 2,824 |
| Vacant Units | 243 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,824 |
|---|---|
| Vacant | 243 |
| Owner Occupied | 59.3% |
| Renter Occupied | 40.7% |
| Avg HH Size | 2.39 |
ZIP code 46616 is located in South Bend, Indiana, within St. Joseph County. With a population of 6,219, this is a lightly populated ZIP code with a relatively young community — the median age is 34.4 years. Economically, 46616 is a solidly middle-class ZIP code: the median household income of $56,293 is below the national average.
Real estate in ZIP code 46616 represents one of the more affordable housing markets in the country. The median home value of $136,400 is well below the national average. Renters can expect to pay around $1,019 per month in median rent. The area has a relatively balanced mix of owners (59.3%) and renters (40.7%). Median home values have increased by 71% since 2019.
The population of 46616 is majority White (58.68%). Residents are well-educated — 51.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 13.7%. Household income has grown by 44% since 2019.
The unemployment rate in 46616 stands at 3.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 46616 in South Bend, IN is characterized as solidly middle-class, well-educated, and a relatively young community. With 6,219 residents, a median household income of $56,293, and a median home value of $136,400, it offers a clear picture of life in this part of Indiana.