City

South Bend, IN

16 ZIP codes  ·  St. Joseph County  ·  Indiana

👥148,800Population
💰$59,952Median HH Income▼ 21% below avg
🎂37.3Median Age
🏠$152,860Median Home Value▼ 45% below avg
🎓40.6%College Grads≈ Avg
📊5.5%Unemployment▲ 12% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.4% Female 51.6% ♀

Race & Ethnicity

White: 59.8%Hispanic: 13.9%Black: 18.9%Asian: 1.7%Other: 4.9%Race
White59.8%
Hispanic13.9%
Black18.9%
Asian1.7%
Other4.9%

Age Breakdown

Under 5
6%
5–17
18%
18–24
9%
25–44
26%
45–64
24%
65+
8%

Key Indicators

Median Age37.3 yrs
Avg HH Size2.42
Below Poverty17.4% ▲ 74% above avg
College Grads40.6% ≈ Avg
Unemployment5.5% ▲ 12% above avg
No HS Diploma1,380 (1.5%)
HS Graduate25,923 (28.7%)
Some College12,528 (13.8%)
Associates13,357 (14.8%)
Bachelors8,928 (9.9%)
Graduate Degree28,360 (31.3%)

Education

No HS: 1.5%HS Grad: 28.7%Some College: 13.8%Associates: 14.8%Bachelors: 9.9%Graduate: 31.3%Edu
No HS1.5%
HS Grad28.7%
Some College13.8%
Associates14.8%
Bachelors9.9%
Graduate31.3%
Housing & Income

Housing Tenure

Owner: 67.1%Renter: 32.9%Tenure
Owner67.1%
Renter32.9%

Home Value Distribution

Under $50k
9%
$50k–$100k
18%
$100k–$150k
20%
$150k–$200k
18%
$200k–$300k
22%
$300k–$500k
9%
Over $500k
4%

Financials

Median HH Income$59,952 ▼ 21% below avg
Median Home Value$152,860 ▼ 45% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$1,018/mo
Total Housing Units68,597
Vacant Units7,939

Income Distribution

Under $25k
20%
$25k–$50k
19%
$50k–$75k
20%
$75k–$100k
14%
$100k–$150k
16%
$150k–$200k
6%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
85%
Public Transit
2%
Walked
3%
Work From Home
11%

Commute Time

Under 15 min
35%
15–30 min
42%
30–45 min
15%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
6%
1940s–1950s
19%
1960s–1970s
8%
1980s–1990s
9%
2000+
57%
About South Bend, IN

South Bend is a city in Indiana, located in St. Joseph County. The city spans 16 ZIP codes and is home to approximately 148,800 residents. It is a relatively young city, with a median age of 37.32 years.

Economically, South Bend is a solidly middle-class community. The median household income of $59,951 is below the national average. Approximately 17.4% of residents live below the poverty line. The unemployment rate is 5.5%, near the national average.

The real estate market in South Bend is an affordable housing market. Median home values stand at $152,860, which is below the national average. Renters typically pay around $1,017 per month. Homeownership is high at 67.1%, typical of suburban and family-oriented communities.

The population of South Bend is well-educated. 40.6% of adults hold a bachelor's degree or higher — near the national average. The community is majority White (59.83%).

South Bend, IN offers residents a cost-conscious lifestyle within Indiana. Spread across 16 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in South Bend
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
46601 4,933 $27,080 $131,600 $784 13.6% 31.3% 19.8%
46613 11,726 $41,625 $71,000 $991 6.4% 23.7% 54.8%
46614 29,339 $70,998 $174,900 $886 3.5% 45.8% 77.7%
46615 14,411 $57,983 $127,800 $971 4.3% 44.3% 61.7%
46616 6,219 $56,293 $136,400 $1,019 3.2% 51.9% 59.3%
46617 10,402 $73,700 $231,400 $1,422 5.2% 62.9% 58.3%
46619 21,179 $46,679 $98,400 $944 8.3% 24.3% 73.5%
46628 27,929 $56,889 $164,500 $1,068 3.9% 36.7% 68.8%
46635 6,552 $79,416 $193,100 $942 7.5% 50.1% 78.7%
46637 16,079 $72,401 $192,000 $1,167 6.2% 48.9% 69.1%