| ZIP Code | 46601 |
|---|---|
| City | South Bend |
| State | Indiana (IN) |
| County | St. Joseph County |
| Area Code | 574 |
| Elevation | 716 ft |
| Latitude | 41.670274 |
|---|---|
| Longitude | -86.252661 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.0 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 1.92 |
| Below Poverty | 35.4% ▲ 254% above avg |
| College Grads | 31.3% ▼ 19% below avg |
| Unemployment | 13.6% ▲ 179% above avg |
| No HS Diploma | 52 (1.7%) |
| HS Graduate | 800 (26.2%) |
| Some College | 752 (24.6%) |
| Associates | 494 (16.2%) |
| Bachelors | 175 (5.7%) |
| Graduate Degree | 782 (25.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $27,080 ▼ 65% below avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $131,600 ▼ 53% below avg ↑ 60% since 2019 |
| Home/Income Ratio | 4.9x (nat avg ~3.5x) |
| Median Rent | $784/mo ↑ 49% since 2019 |
| Total Units | 2,862 |
| Vacant Units | 744 |
| Avg HH Size | 1.92 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,862 |
|---|---|
| Vacant | 744 |
| Owner Occupied | 19.8% |
| Renter Occupied | 80.2% |
| Avg HH Size | 1.92 |
ZIP code 46601 is located in South Bend, Indiana, within St. Joseph County. With a population of 4,933, this is a lightly populated ZIP code with a middle-aged community — the median age is 39 years. Economically, 46601 is a lower-income ZIP code: the median household income of $27,080 is well below the national average.
Real estate in ZIP code 46601 represents one of the more affordable housing markets in the country. The median home value of $131,600 is well below the national average. Renters can expect to pay around $784 per month in median rent. This is predominantly a renter community, with 80.2% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 60% since 2019.
The population of 46601 is majority White (52.75%). Residents are moderately educated — 31.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 35.4%. Household income has grown by 28% since 2019.
The unemployment rate in 46601 stands at 13.6%, which is more than double the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 65%.
Overall, ZIP code 46601 in South Bend, IN is characterized as lower-income, moderately educated, and a middle-aged community. With 4,933 residents, a median household income of $27,080, and a median home value of $131,600, it offers a clear picture of life in this part of Indiana.