| ZIP Code | 46617 |
|---|---|
| City | South Bend |
| State | Indiana (IN) |
| County | St. Joseph County |
| Area Code | 574 |
| Elevation | 745 ft |
| Latitude | 41.684553 |
|---|---|
| Longitude | -86.234758 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.0 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.23 |
| Below Poverty | 16.1% ▲ 61% above avg |
| College Grads | 62.9% ▲ 62% above avg |
| Unemployment | 5.2% ≈ Avg |
| No HS Diploma | 65 (1%) |
| HS Graduate | 986 (15.2%) |
| Some College | 639 (9.9%) |
| Associates | 717 (11.1%) |
| Bachelors | 314 (4.8%) |
| Graduate Degree | 3,761 (58%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,700 ≈ Avg ↑ 16% since 2019 |
|---|---|
| Median Home Value | $231,400 ▼ 17% below avg ↑ 60% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,422/mo ↑ 36% since 2019 |
| Total Units | 5,502 |
| Vacant Units | 962 |
| Avg HH Size | 2.23 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,502 |
|---|---|
| Vacant | 962 |
| Owner Occupied | 58.3% |
| Renter Occupied | 41.7% |
| Avg HH Size | 2.23 |
ZIP code 46617 is located in South Bend, Indiana, within St. Joseph County. With a population of 10,402, this is a lightly populated ZIP code with a relatively young community — the median age is 35 years. Economically, 46617 is a solidly middle-class ZIP code: the median household income of $73,700 is near the national average.
Real estate in ZIP code 46617 represents an affordable housing market. The median home value of $231,400 is below the national average. Renters can expect to pay around $1,422 per month in median rent. The area has a relatively balanced mix of owners (58.3%) and renters (41.7%). Median home values have increased by 60% since 2019.
The population of 46617 is majority White (68.03%). Residents are highly educated — 62.9% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 16.1%. Household income has grown by 16% since 2019.
The unemployment rate in 46617 stands at 5.2%, which is near the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 63%.
Overall, ZIP code 46617 in South Bend, IN is characterized as solidly middle-class, highly educated, and a relatively young community. With 10,402 residents, a median household income of $73,700, and a median home value of $231,400, it offers a clear picture of life in this part of Indiana.