| ZIP Code | 46613 |
|---|---|
| City | South Bend |
| State | Indiana (IN) |
| County | St. Joseph County |
| Area Code | 574 |
| Elevation | 764 ft |
| Latitude | 41.65355 |
|---|---|
| Longitude | -86.266326 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 28.3 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.79 |
| Below Poverty | 32.5% ▲ 225% above avg |
| College Grads | 23.7% ▼ 39% below avg |
| Unemployment | 6.4% ▲ 31% above avg |
| No HS Diploma | 142 (2.6%) |
| HS Graduate | 2,182 (39.3%) |
| Some College | 1,145 (20.6%) |
| Associates | 767 (13.8%) |
| Bachelors | 545 (9.8%) |
| Graduate Degree | 770 (13.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $41,625 ▼ 45% below avg ↑ 5% since 2019 |
|---|---|
| Median Home Value | $71,000 ▼ 75% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 1.7x (nat avg ~3.5x) |
| Median Rent | $991/mo ↑ 22% since 2019 |
| Total Units | 4,758 |
| Vacant Units | 711 |
| Avg HH Size | 2.79 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,758 |
|---|---|
| Vacant | 711 |
| Owner Occupied | 54.8% |
| Renter Occupied | 45.2% |
| Avg HH Size | 2.79 |
ZIP code 46613 is located in South Bend, Indiana, within St. Joseph County. With a population of 11,726, this is a lightly populated ZIP code with a young community — the median age is 28.3 years. Economically, 46613 is a working-class ZIP code: the median household income of $41,625 is below the national average.
Real estate in ZIP code 46613 represents one of the more affordable housing markets in the country. The median home value of $71,000 is well below the national average. Renters can expect to pay around $991 per month in median rent. The area has a relatively balanced mix of owners (54.8%) and renters (45.2%). Median home values have increased by 28% since 2019.
The population of 46613 is racially diverse, with White as the largest group at 41.2%. Residents are less-educated — 23.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 32.5%. Household income has grown by 5% since 2019.
The unemployment rate in 46613 stands at 6.4%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 46613 in South Bend, IN is characterized as working-class, less-educated, and a young community. With 11,726 residents, a median household income of $41,625, and a median home value of $71,000, it offers a clear picture of life in this part of Indiana.