| ZIP Code | 46615 |
|---|---|
| City | South Bend |
| State | Indiana (IN) |
| County | St. Joseph County |
| Area Code | 574 |
| Elevation | 740 ft |
| Latitude | 41.673953 |
|---|---|
| Longitude | -86.21171 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.3 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 18.4% ▲ 84% above avg |
| College Grads | 44.3% ▲ 14% above avg |
| Unemployment | 4.3% ▼ 12% below avg |
| No HS Diploma | 228 (2.7%) |
| HS Graduate | 2,158 (25.3%) |
| Some College | 1,197 (14%) |
| Associates | 1,177 (13.8%) |
| Bachelors | 925 (10.8%) |
| Graduate Degree | 2,859 (33.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,983 ▼ 24% below avg ↑ 39% since 2019 |
|---|---|
| Median Home Value | $127,800 ▼ 54% below avg ↑ 50% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $971/mo ↑ 21% since 2019 |
| Total Units | 7,234 |
| Vacant Units | 936 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,234 |
|---|---|
| Vacant | 936 |
| Owner Occupied | 61.7% |
| Renter Occupied | 38.3% |
| Avg HH Size | 2.29 |
ZIP code 46615 is located in South Bend, Indiana, within St. Joseph County. With a population of 14,411, this is a lightly populated ZIP code with a relatively young community — the median age is 35.3 years. Economically, 46615 is a solidly middle-class ZIP code: the median household income of $57,983 is below the national average.
Real estate in ZIP code 46615 represents one of the more affordable housing markets in the country. The median home value of $127,800 is well below the national average. Renters can expect to pay around $971 per month in median rent. Homeownership is strong here — 61.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.
The population of 46615 is majority White (65.38%). Residents are well-educated — 44.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 18.4%. Household income has grown by 39% since 2019.
The unemployment rate in 46615 stands at 4.3%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 46615 in South Bend, IN is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 14,411 residents, a median household income of $57,983, and a median home value of $127,800, it offers a clear picture of life in this part of Indiana.