| ZIP Code | 46614 |
|---|---|
| City | South Bend |
| State | Indiana (IN) |
| County | St. Joseph County |
| Area Code | 574 |
| Elevation | 836 ft |
| Latitude | 41.605661 |
|---|---|
| Longitude | -86.279601 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.1 yrs |
|---|---|
| Avg Household Size | 2.33 |
| Below Poverty | 9.7% ≈ Avg |
| College Grads | 45.8% ▲ 18% above avg |
| Unemployment | 3.5% ▼ 29% below avg |
| No HS Diploma | 163 (0.9%) |
| HS Graduate | 4,994 (26%) |
| Some College | 2,243 (11.7%) |
| Associates | 2,998 (15.6%) |
| Bachelors | 2,065 (10.8%) |
| Graduate Degree | 6,709 (35%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,998 ≈ Avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $174,900 ▼ 37% below avg ↑ 37% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $886/mo ↑ 24% since 2019 |
| Total Units | 12,995 |
| Vacant Units | 624 |
| Avg HH Size | 2.33 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,995 |
|---|---|
| Vacant | 624 |
| Owner Occupied | 77.7% |
| Renter Occupied | 22.3% |
| Avg HH Size | 2.33 |
ZIP code 46614 is located in South Bend, Indiana, within St. Joseph County. With a population of 29,339, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 46614 is a solidly middle-class ZIP code: the median household income of $70,998 is near the national average.
Real estate in ZIP code 46614 represents an affordable housing market. The median home value of $174,900 is below the national average. Renters can expect to pay around $886 per month in median rent. Homeownership is strong here — 77.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 46614 is primarily White (70.78%). Residents are well-educated — 45.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.7%. Household income has grown by 31% since 2019.
The unemployment rate in 46614 stands at 3.5%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 46614 in South Bend, IN is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 29,339 residents, a median household income of $70,998, and a median home value of $174,900, it offers a clear picture of life in this part of Indiana.