City

North Liberty, IN

1 ZIP code  ·  St. Joseph County  ·  Indiana

👥4,285Population
💰$75,043Median HH Income≈ Avg
🎂42.1Median Age
🏠$189,400Median Home Value▼ 32% below avg
🎓38.8%College Grads≈ Avg
📊3.8%Unemployment▼ 23% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.9% Female 52.1% ♀

Race & Ethnicity

White: 98%Hispanic: 0.6%Black: 0.2%Asian: 0.1%Other: 1%Race
White98.0%
Hispanic0.6%
Black0.2%
Asian0.1%
Other1.0%

Age Breakdown

Under 5
4%
5–17
17%
18–24
5%
25–44
27%
45–64
31%
65+
8%

Key Indicators

Median Age42.1 yrs
Avg HH Size2.50
Below Poverty5.7% ▼ 43% below avg
College Grads38.8% ≈ Avg
Unemployment3.8% ▼ 23% below avg
No HS Diploma30 (1%)
HS Graduate1,171 (38%)
Some College385 (12.5%)
Associates301 (9.8%)
Bachelors364 (11.8%)
Graduate Degree834 (27%)

Education

No HS: 1%HS Grad: 38%Some College: 12.5%Associates: 9.8%Bachelors: 11.8%Graduate: 27%Edu
No HS1.0%
HS Grad38.0%
Some College12.5%
Associates9.8%
Bachelors11.8%
Graduate27.0%
Housing & Income

Housing Tenure

Owner: 90.7%Renter: 9.3%Tenure
Owner90.7%
Renter9.3%

Home Value Distribution

Under $50k
1%
$50k–$100k
12%
$100k–$150k
14%
$150k–$200k
29%
$200k–$300k
24%
$300k–$500k
17%
Over $500k
4%

Financials

Median HH Income$75,043 ≈ Avg
Median Home Value$189,400 ▼ 32% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$855/mo
Total Housing Units1,817
Vacant Units106

Income Distribution

Under $25k
11%
$25k–$50k
14%
$50k–$75k
24%
$75k–$100k
10%
$100k–$150k
25%
$150k–$200k
11%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
89%
Walked
2%
Work From Home
9%

Commute Time

Under 15 min
14%
15–30 min
40%
30–45 min
34%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
14%
1960s–1970s
6%
1980s–1990s
10%
2000+
65%
About North Liberty, IN

North Liberty is a city in Indiana, located in St. Joseph County. The city spans 1 ZIP code and is home to approximately 4,285 residents. It is a middle-aged city, with a median age of 42.1 years.

Economically, North Liberty is a middle-income community. The median household income of $75,043 is near the national average. Approximately 5.7% of residents live below the poverty line. The unemployment rate is 3.8%, below the national average.

The real estate market in North Liberty is an affordable housing market. Median home values stand at $189,400, which is below the national average. Renters typically pay around $855 per month. Homeownership is high at 90.7%, typical of suburban and family-oriented communities.

The population of North Liberty is moderately educated. 38.8% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (97.95%).

North Liberty, IN offers residents a cost-conscious lifestyle within Indiana.

ZIP Codes in North Liberty
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
46554 4,285 $75,043 $189,400 $855 3.8% 38.8% 90.7%