City

Osceola, IN

1 ZIP code  ·  St. Joseph County  ·  Indiana

👥14,499Population
💰$83,520Median HH Income▲ 9% above avg
🎂38.4Median Age
🏠$208,200Median Home Value▼ 25% below avg
🎓36.3%College Grads≈ Avg
📊1.9%Unemployment▼ 61% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.5% Female 48.5% ♀

Race & Ethnicity

White: 86.8%Hispanic: 8.6%Black: 1.5%Asian: 1.1%Other: 1.8%Race
White86.8%
Hispanic8.6%
Black1.5%
Asian1.1%
Other1.8%

Age Breakdown

Under 5
5%
5–17
22%
18–24
6%
25–44
25%
45–64
28%
65+
6%

Key Indicators

Median Age38.4 yrs
Avg HH Size2.68
Below Poverty10.8% ▲ 8% above avg
College Grads36.3% ≈ Avg
Unemployment1.9% ▼ 61% below avg
No HS Diploma48 (0.5%)
HS Graduate3,000 (33.2%)
Some College1,235 (13.7%)
Associates1,471 (16.3%)
Bachelors823 (9.1%)
Graduate Degree2,460 (27.2%)

Education

No HS: 0.5%HS Grad: 33.2%Some College: 13.7%Associates: 16.3%Bachelors: 9.1%Graduate: 27.2%Edu
No HS0.5%
HS Grad33.2%
Some College13.7%
Associates16.3%
Bachelors9.1%
Graduate27.2%
Housing & Income

Housing Tenure

Owner: 85.9%Renter: 14.1%Tenure
Owner85.9%
Renter14.1%

Home Value Distribution

Under $50k
4%
$50k–$100k
9%
$100k–$150k
17%
$150k–$200k
17%
$200k–$300k
38%
$300k–$500k
14%
Over $500k
1%

Financials

Median HH Income$83,520 ▲ 9% above avg
Median Home Value$208,200 ▼ 25% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$1,137/mo
Total Housing Units5,580
Vacant Units176

Income Distribution

Under $25k
9%
$25k–$50k
14%
$50k–$75k
18%
$75k–$100k
14%
$100k–$150k
25%
$150k–$200k
16%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
2%
Work From Home
8%

Commute Time

Under 15 min
25%
15–30 min
47%
30–45 min
20%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
15%
1960s–1970s
9%
1980s–1990s
17%
2000+
56%
About Osceola, IN

Osceola is a city in Indiana, located in St. Joseph County. The city spans 1 ZIP code and is home to approximately 14,499 residents. It is a middle-aged city, with a median age of 38.4 years.

Economically, Osceola is a middle-income community. The median household income of $83,520 is near the national average. Approximately 10.8% of residents live below the poverty line. The unemployment rate is 1.9%, well below the national average.

The real estate market in Osceola is an affordable housing market. Median home values stand at $208,200, which is below the national average. Renters typically pay around $1,137 per month. Homeownership is high at 85.9%, typical of suburban and family-oriented communities.

The population of Osceola is moderately educated. 36.3% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (86.77%).

Osceola, IN offers residents above-average earning potential within Indiana.

ZIP Codes in Osceola
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
46561 14,499 $83,520 $208,200 $1,137 1.9% 36.3% 85.9%