US ZIP Code
46574

Walkerton, IN

St. Joseph County  ·  Indiana

● Active
👥 7,414 Population ↓ 21% since 2019
💰 $73,950 Median HH Income
≈ Avg ↑ 24% since 2019
🎂 45.4 Median Age ↑ 4% since 2019
🏠 $167,000 Median Home Value
▼ 40% below avg ↑ 41% since 2019
🎓 29.4% College Grads
▼ 24% below avg
📊 4.0% Unemployment
▼ 19% below avg ↓ 20% since 2019
ZIP Code Details
ZIP Code46574
CityWalkerton
StateIndiana (IN)
CountySt. Joseph County
Area Code574
Elevation711 ft
Latitude41.481921
Longitude-86.486565
TimezoneIndiana/Indianapolis (DST)
FIPS18141
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.6% (3,750) Female 49.4% (3,664) ♀

Race & Ethnicity

White: 89.4%Hispanic: 6.7%Black: 0.5%Asian: 0.2%Other: 2.7%Race
White89.4%
Hispanic6.7%
Black0.5%
Asian0.2%
Other2.7%

Age Breakdown

Under 5
7%
5–17
13%
18–24
10%
25–44
19%
45–64
29%
65+
9%

Key Indicators

Median Age45.4 yrs ↑ 4% since 2019
Avg Household Size2.38
Below Poverty5.8% ▼ 42% below avg
College Grads29.4% ▼ 24% below avg
Unemployment4.0% ▼ 19% below avg
No HS Diploma57 (1.2%)
HS Graduate1,932 (39.1%)
Some College796 (16.1%)
Associates701 (14.2%)
Bachelors513 (10.4%)
Graduate Degree941 (19%)

Education

No HS: 1.2%HS Grad: 39.1%Some College: 16.1%Associates: 14.2%Bachelors: 10.4%Graduate: 19%Edu
No HS1.2%
HS Grad39.1%
Some College16.1%
Associates14.2%
Bachelors10.4%
Graduate19.0%
Housing & Income

Housing Tenure

Owner: 86.6%Renter: 13.4%Tenure
Owner86.6%
Renter13.4%

Home Value Distribution

Under $50k
6%
$50k–100k
13%
$100k–150k
25%
$150k–200k
16%
$200k–300k
20%
$300k–500k
15%
Over $500k
5%

Financials

Median HH Income$73,950 ≈ Avg ↑ 24% since 2019
Median Home Value$167,000 ▼ 40% below avg ↑ 41% since 2019
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$839/mo ↑ 15% since 2019
Total Units3,952
Vacant Units861
Avg HH Size2.38

Income Distribution

Under $25k
15%
$25k–50k
14%
$50k–75k
19%
$75k–100k
18%
$100k–150k
21%
$150k–200k
8%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
92%
Walked
4%
Work From Home
5%

Commute Time

Under 15 min
28%
15–30 min
28%
30–45 min
21%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
12%
1960s–1970s
13%
1980s–1990s
14%
2000+
58%

Summary

Total Units3,952
Vacant861
Owner Occupied86.6%
Renter Occupied13.4%
Avg HH Size2.38
Frequently Asked Questions
ZIP code 46574 is in Walkerton, IN, in St. Joseph County.
ZIP code 46574 is located in Indiana (IN).
ZIP code 46574 is in St. Joseph County, IN.
ZIP 46574 observes the Indiana/Indianapolis timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 46574 is 7,414 people (ACS 2023).
The median household income in ZIP code 46574 is $73,950 (ACS 2023).
The median home value in ZIP 46574 is $167,000 (ACS 2023).
About ZIP Code 46574

ZIP code 46574 is located in Walkerton, Indiana, within St. Joseph County. With a population of 7,414, this is a lightly populated ZIP code with a mature community — the median age is 45.4 years. Economically, 46574 is a solidly middle-class ZIP code: the median household income of $73,950 is near the national average.

Real estate in ZIP code 46574 represents an affordable housing market. The median home value of $167,000 is below the national average. Renters can expect to pay around $839 per month in median rent. Homeownership is strong here — 86.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.

The population of 46574 is primarily White (89.43%). Residents are moderately educated — 29.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 5.8%. Household income has grown by 24% since 2019.

The unemployment rate in 46574 stands at 4.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 46574 in Walkerton, IN is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 7,414 residents, a median household income of $73,950, and a median home value of $167,000, it offers a clear picture of life in this part of Indiana.