| ZIP Code | 46365 |
|---|---|
| City | Mill Creek |
| State | Indiana (IN) |
| County | LaPorte County |
| Area Code | 219/574 |
| Elevation | 708 ft |
| Latitude | 41.602287 |
|---|---|
| Longitude | -86.544223 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18091 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.2 yrs ↓ 35% since 2019 |
|---|---|
| Avg Household Size | 3.06 |
| Below Poverty | 2.2% ▼ 78% below avg |
| College Grads | 41.8% ▲ 8% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 193 (36.1%) |
| Some College | 89 (16.7%) |
| Associates | 29 (5.4%) |
| Bachelors | 42 (7.9%) |
| Graduate Degree | 181 (33.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $86,500 ▲ 13% above avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $178,300 ▼ 36% below avg |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Total Units | 298 |
| Avg HH Size | 3.06 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 298 |
|---|---|
| Owner Occupied | 77.9% |
| Renter Occupied | 22.2% |
| Avg HH Size | 3.06 |
ZIP code 46365 is located in Mill Creek, Indiana, within LaPorte County. With a population of 911, this is a sparsely populated ZIP code with a relatively young community — the median age is 37.2 years. Economically, 46365 is a middle-income ZIP code: the median household income of $86,500 is near the national average.
Real estate in ZIP code 46365 represents an affordable housing market. The median home value of $178,300 is below the national average. Homeownership is strong here — 77.9% of occupied units are owner-occupied, suggesting an established, stable residential community.
The population of 46365 is primarily White (94.84%). Residents are well-educated — 41.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 2.2%. Household income has grown by 25% since 2019.
About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 46365 in Mill Creek, IN is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 911 residents, a median household income of $86,500, and a median home value of $178,300, it offers a clear picture of life in this part of Indiana.