County

Santa Cruz County, CA

21 ZIP codes  ·  13 cities  ·  California

👥272,769Population
💰$107,983Median HH Income▲ 42% above avg
🎂40.1Median Age
🏠$948,761Median Home Value▲ 240% above avg
🎓52.8%College Grads▲ 36% above avg
📊5.8%Unemployment▲ 18% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.0% Female 50.1% ♀

Race & Ethnicity

White: 52.9%Hispanic: 37.1%Black: 0.8%Asian: 4.3%Other: 4%Race
White52.9%
Hispanic37.1%
Black0.8%
Asian4.3%
Other4.0%

Age Breakdown

Under 5
5%
5–17
15%
18–24
14%
25–44
24%
45–64
25%
65+
9%

Key Indicators

Median Age40.1 yrs
Avg HH Size2.67
Below Poverty10.9% ▲ 9% above avg
College Grads52.8% ▲ 36% above avg
Unemployment5.8% ▲ 18% above avg
No HS Diploma3,864 (2.4%)
HS Graduate28,199 (17.4%)
Some College15,618 (9.6%)
Associates27,356 (16.9%)
Bachelors16,095 (9.9%)
Graduate Degree71,138 (43.8%)

Education

No HS: 2.4%HS Grad: 17.4%Some College: 9.6%Associates: 16.9%Bachelors: 9.9%Graduate: 43.8%Edu
No HS2.4%
HS Grad17.4%
Some College9.6%
Associates16.9%
Bachelors9.9%
Graduate43.8%
Housing & Income

Housing Tenure

Owner: 58.8%Renter: 41.2%Tenure
Owner58.8%
Renter41.2%

Home Value Distribution

Under $50k
1%
$50k–$100k
1%
$100k–$150k
2%
$150k–$200k
1%
$200k–$300k
3%
$300k–$500k
8%
Over $500k
85%

Financials

Median HH Income$107,983 ▲ 42% above avg
Median Home Value$948,760 ▲ 240% above avg
Home/Income Ratio8.8x (nat avg ~3.5x)
Median Rent$2,142/mo
Total Housing Units107,808
Vacant Units9,698

Income Distribution

Under $25k
12%
$25k–$50k
10%
$50k–$75k
12%
$75k–$100k
12%
$100k–$150k
17%
$150k–$200k
13%
Over $200k
24%
Employment & Commute

How People Get to Work

Drove Alone
74%
Public Transit
2%
Walked
5%
Work From Home
19%

Commute Time

Under 15 min
29%
15–30 min
34%
30–45 min
16%
Over 45 min
20%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
13%
1960s–1970s
19%
1980s–1990s
8%
2000+
55%
About Santa Cruz County, CA

Santa Cruz County is located in California and encompasses 21 ZIP codes spanning 13 cities and communities. The county has an estimated population of 272,769 residents. With a median age of 40.07, it is a middle-aged county.

Santa Cruz County has a upper-middle-income economic profile. The median household income of $107,983 is above the national average. Unemployment stands at 5.8%, above the national average. The poverty rate of 10.9% is near the national average.

Housing in Santa Cruz County is among the most expensive housing markets in the country, with a median home value of $948,760 — more than double the national average. Monthly median rent is approximately $2,141.

The residents of Santa Cruz County are majority White (52.89%). Educational attainment is well-educated — 52.8% of adults hold a bachelor's degree or higher, above the national average.

Santa Cruz County, CA is a upper-middle-income area in California. The 21 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Santa Cruz County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
95003 Aptos 24,708 $140,990 $1,154,000 $2,548 5.0% 64.3%
95005 Ben Lomond 7,150 $107,857 $959,100 $2,358 11.6% 55.7%
95006 Boulder Creek 8,433 $128,483 $779,300 $1,985 8.2% 50.5%
95007 Brookdale 335 $164,487 $789,500 $1,407 2.8% 60.1%
95010 Capitola 8,697 $96,701 $781,900 $2,370 1.7% 62.4%
95017 Davenport 738 $100,750 $993,100 $1,500 6.5% 53.3%
95018 Felton 6,377 $119,130 $778,100 $2,259 4.5% 61.0%
95019 Freedom 6,235 $68,314 $678,200 $1,468 3.4% 31.4%
95041 Mount Hermon 846 $161,034 $1,060,200 $1,360 0.0% 81.1%
95060 Santa Cruz 46,024 $106,040 $1,189,300 $2,356 6.1% 61.2%
95062 Santa Cruz 36,047 $108,261 $1,064,600 $2,291 4.2% 60.7%
95064 Santa Cruz 9,883 $119,787 $437,500 $1,572 12.3% 80.9%
95065 Santa Cruz 8,031 $142,768 $1,192,200 $2,618 4.5% 60.4%
95066 Scotts Valley 15,369 $146,941 $1,113,000 $2,384 2.3% 67.2%
95073 Soquel 11,487 $113,929 $1,012,000 $2,093 3.0% 55.2%
95076 Watsonville 82,409 $86,685 $767,200 $1,851 6.9% 33.6%