| ZIP Code | 95010 |
|---|---|
| City | Capitola |
| State | California (CA) |
| County | Santa Cruz County |
| Area Code | 831 |
| Elevation | 42 ft |
| Latitude | 36.976355 |
|---|---|
| Longitude | -121.954723 |
| Timezone | Los Angeles (DST) |
| FIPS | 06087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.4 yrs ↑ 15% since 2019 |
|---|---|
| Avg Household Size | 2.05 |
| Below Poverty | 12.9% ▲ 29% above avg |
| College Grads | 62.4% ▲ 61% above avg |
| Unemployment | 1.7% ▼ 65% below avg |
| No HS Diploma | 161 (2.5%) |
| HS Graduate | 851 (13.3%) |
| Some College | 444 (6.9%) |
| Associates | 951 (14.9%) |
| Bachelors | 904 (14.1%) |
| Graduate Degree | 3,088 (48.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $96,701 ▲ 27% above avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $781,900 ▲ 180% above avg |
| Home/Income Ratio | 8.1x (nat avg ~3.5x) |
| Median Rent | $2,370/mo ↑ 31% since 2019 |
| Total Units | 4,741 |
| Vacant Units | 580 |
| Avg HH Size | 2.05 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,741 |
|---|---|
| Vacant | 580 |
| Owner Occupied | 46.5% |
| Renter Occupied | 53.5% |
| Avg HH Size | 2.05 |
ZIP code 95010 is located in Capitola, California, within Santa Cruz County. With a population of 8,697, this is a lightly populated ZIP code with a mature community — the median age is 49.4 years. Economically, 95010 is a middle-income ZIP code: the median household income of $96,701 is above the national average.
Real estate in ZIP code 95010 represents a premium housing market. The median home value of $781,900 is more than double the national average. Renters can expect to pay around $2,370 per month in median rent. The area has a relatively balanced mix of owners (46.5%) and renters (53.5%).
The population of 95010 is majority White (60.69%). Residents are highly educated — 62.4% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 12.9%. Household income has grown by 35% since 2019.
The unemployment rate in 95010 stands at 1.7%, which is well below the national average. A notably high share of workers — 27% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 57%.
Overall, ZIP code 95010 in Capitola, CA is characterized as middle-income, highly educated, and a mature community. With 8,697 residents, a median household income of $96,701, and a median home value of $781,900, it offers a clear picture of life in this part of California.