| ZIP Code | 95003 |
|---|---|
| City | Aptos |
| State | California (CA) |
| County | Santa Cruz County |
| Area Code | 831 |
| Elevation | 624 ft |
| Latitude | 37.0067 |
|---|---|
| Longitude | -121.878207 |
| Timezone | Los Angeles (DST) |
| FIPS | 06087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.1 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.50 |
| Below Poverty | 3.7% ▼ 64% below avg |
| College Grads | 64.3% ▲ 66% above avg |
| Unemployment | 5.0% ≈ Avg |
| No HS Diploma | 217 (1.3%) |
| HS Graduate | 1,728 (10.1%) |
| Some College | 1,197 (7%) |
| Associates | 2,973 (17.3%) |
| Bachelors | 1,803 (10.5%) |
| Graduate Degree | 9,223 (53.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $140,990 ▲ 85% above avg ↑ 36% since 2019 |
|---|---|
| Median Home Value | $1,154,000 ▲ 314% above avg ↑ 35% since 2019 |
| Home/Income Ratio | 8.2x (nat avg ~3.5x) |
| Median Rent | $2,548/mo ↑ 28% since 2019 |
| Total Units | 11,728 |
| Vacant Units | 1,882 |
| Avg HH Size | 2.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,728 |
|---|---|
| Vacant | 1,882 |
| Owner Occupied | 72.2% |
| Renter Occupied | 27.8% |
| Avg HH Size | 2.50 |
ZIP code 95003 is located in Aptos, California, within Santa Cruz County. With a population of 24,708, this is a moderately populated ZIP code with a mature community — the median age is 48.1 years. Economically, 95003 is a upper-middle-income ZIP code: the median household income of $140,990 is significantly above the national average.
Real estate in ZIP code 95003 represents among the most expensive housing markets in the country. The median home value of $1,154,000 is more than double the national average. Renters can expect to pay around $2,548 per month in median rent. Homeownership is strong here — 72.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 95003 is primarily White (75.16%). Residents are highly educated — 64.3% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.7%. Household income has grown by 36% since 2019.
The unemployment rate in 95003 stands at 5.0%, which is near the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 95003 in Aptos, CA is characterized as upper-middle-income, highly educated, a mature community, and predominantly owner-occupied. With 24,708 residents, a median household income of $140,990, and a median home value of $1,154,000, it offers a clear picture of life in this part of California.