| ZIP Code | 95065 |
|---|---|
| City | Santa Cruz |
| State | California (CA) |
| County | Santa Cruz County |
| Area Code | 831 |
| Elevation | 272 ft |
| Latitude | 37.032242 |
|---|---|
| Longitude | -121.984402 |
| Timezone | Los Angeles (DST) |
| FIPS | 06087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.1 yrs |
|---|---|
| Avg Household Size | 2.64 |
| Below Poverty | 8.4% ▼ 16% below avg |
| College Grads | 60.4% ▲ 56% above avg |
| Unemployment | 4.5% ▼ 8% below avg |
| No HS Diploma | 56 (1%) |
| HS Graduate | 670 (12.3%) |
| Some College | 415 (7.6%) |
| Associates | 1,020 (18.7%) |
| Bachelors | 640 (11.7%) |
| Graduate Degree | 2,652 (48.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $142,768 ▲ 87% above avg ↑ 37% since 2019 |
|---|---|
| Median Home Value | $1,192,200 ▲ 328% above avg ↑ 33% since 2019 |
| Home/Income Ratio | 8.4x (nat avg ~3.5x) |
| Median Rent | $2,618/mo ↑ 21% since 2019 |
| Total Units | 3,090 |
| Vacant Units | 138 |
| Avg HH Size | 2.64 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,090 |
|---|---|
| Vacant | 138 |
| Owner Occupied | 69.9% |
| Renter Occupied | 30.1% |
| Avg HH Size | 2.64 |
ZIP code 95065 is located in Santa Cruz, California, within Santa Cruz County. With a population of 8,031, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.1 years. Economically, 95065 is a upper-middle-income ZIP code: the median household income of $142,768 is significantly above the national average.
Real estate in ZIP code 95065 represents among the most expensive housing markets in the country. The median home value of $1,192,200 is more than double the national average. Renters can expect to pay around $2,618 per month in median rent. Homeownership is strong here — 69.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 95065 is majority White (68.45%). Residents are highly educated — 60.4% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 8.4%. Household income has grown by 37% since 2019.
The unemployment rate in 95065 stands at 4.5%, which is near the national average. About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 65%.
Overall, ZIP code 95065 in Santa Cruz, CA is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 8,031 residents, a median household income of $142,768, and a median home value of $1,192,200, it offers a clear picture of life in this part of California.