City

Santa Cruz, CA

6 ZIP codes  ·  Santa Cruz County  ·  California

👥99,985Population
💰$111,150Median HH Income▲ 46% above avg
🎂37.6Median Age
🏠$1,070,264Median Home Value▲ 284% above avg
🎓62.9%College Grads▲ 62% above avg
📊5.9%Unemployment▲ 20% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.7% Female 51.4% ♀

Race & Ethnicity

White: 62.7%Hispanic: 22.2%Black: 1.4%Asian: 7.2%Other: 5.4%Race
White62.7%
Hispanic22.2%
Black1.4%
Asian7.2%
Other5.4%

Age Breakdown

Under 5
3%
5–17
10%
18–24
22%
25–44
26%
45–64
23%
65+
9%

Key Indicators

Median Age37.6 yrs
Avg HH Size2.35
Below Poverty13.4% ▲ 34% above avg
College Grads62.9% ▲ 62% above avg
Unemployment5.9% ▲ 20% above avg
No HS Diploma965 (1.6%)
HS Graduate7,480 (12.5%)
Some College4,940 (8.3%)
Associates9,724 (16.3%)
Bachelors5,213 (8.7%)
Graduate Degree31,283 (52.5%)

Education

No HS: 1.6%HS Grad: 12.5%Some College: 8.3%Associates: 16.3%Bachelors: 8.7%Graduate: 52.5%Edu
No HS1.6%
HS Grad12.5%
Some College8.3%
Associates16.3%
Bachelors8.7%
Graduate52.5%
Housing & Income

Housing Tenure

Owner: 52.3%Renter: 47.7%Tenure
Owner52.3%
Renter47.7%

Home Value Distribution

Under $50k
2%
$50k–$100k
0%
$100k–$150k
2%
$150k–$200k
1%
$200k–$300k
4%
$300k–$500k
7%
Over $500k
85%

Financials

Median HH Income$111,150 ▲ 46% above avg
Median Home Value$1,070,264 ▲ 284% above avg
Home/Income Ratio9.6x (nat avg ~3.5x)
Median Rent$2,276/mo
Total Housing Units40,874
Vacant Units3,669

Income Distribution

Under $25k
14%
$25k–$50k
12%
$50k–$75k
10%
$75k–$100k
9%
$100k–$150k
17%
$150k–$200k
12%
Over $200k
26%
Employment & Commute

How People Get to Work

Drove Alone
66%
Public Transit
4%
Walked
8%
Work From Home
22%

Commute Time

Under 15 min
38%
15–30 min
34%
30–45 min
10%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
15%
1960s–1970s
17%
1980s–1990s
7%
2000+
57%
About Santa Cruz, CA

Santa Cruz is a city in California, located in Santa Cruz County. The city spans 6 ZIP codes and is home to approximately 99,985 residents. It is a relatively young city, with a median age of 37.59 years.

Economically, Santa Cruz is a upper-middle-income community. The median household income of $111,149 is above the national average. Approximately 13.4% of residents live below the poverty line. The unemployment rate is 5.9%, above the national average.

The real estate market in Santa Cruz is among the most expensive housing markets in the country. Median home values stand at $1,070,264, which is more than double the national average. Renters typically pay around $2,276 per month.

The population of Santa Cruz is highly educated. 62.9% of adults hold a bachelor's degree or higher — significantly above the national average. The community is majority White (62.74%).

Santa Cruz, CA offers residents above-average earning potential within California. Spread across 6 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Santa Cruz
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
95060 46,024 $106,040 $1,189,300 $2,356 6.1% 61.2% 51.9%
95062 36,047 $108,261 $1,064,600 $2,291 4.2% 60.7% 53.6%
95064 9,883 $119,787 $437,500 $1,572 12.3% 80.9% 35.2%
95065 8,031 $142,768 $1,192,200 $2,618 4.5% 60.4% 69.9%