US ZIP Code
95060

Santa Cruz, CA

Santa Cruz County  ·  California

● Active
👥 46,024 Population ↓ 4% since 2019
💰 $106,040 Median HH Income
▲ 39% above avg ↑ 35% since 2019
🎂 36.5 Median Age
🏠 $1,189,300 Median Home Value
▲ 327% above avg ↑ 34% since 2019
🎓 61.2% College Grads
▲ 58% above avg
📊 6.1% Unemployment
▲ 24% above avg ↓ 7% since 2019
ZIP Code Details
ZIP Code95060
CitySanta Cruz
StateCalifornia (CA)
CountySanta Cruz County
Area Code831
Elevation1,541 ft
Latitude36.9932
Longitude-122.0984
TimezoneLos Angeles (DST)
FIPS06087
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.6% (23,302) Female 49.4% (22,722) ♀

Race & Ethnicity

White: 65.3%Hispanic: 22.1%Black: 1.2%Asian: 5.5%Other: 4.5%Race
White65.3%
Hispanic22.1%
Black1.2%
Asian5.5%
Other4.5%

Age Breakdown

Under 5
3%
5–17
11%
18–24
20%
25–44
27%
45–64
23%
65+
9%

Key Indicators

Median Age36.5 yrs
Avg Household Size2.42
Below Poverty16.9% ▲ 69% above avg
College Grads61.2% ▲ 58% above avg
Unemployment6.1% ▲ 24% above avg
No HS Diploma383 (1.4%)
HS Graduate3,325 (12.1%)
Some College2,181 (7.9%)
Associates4,766 (17.3%)
Bachelors1,923 (7%)
Graduate Degree14,914 (54.2%)

Education

No HS: 1.4%HS Grad: 12.1%Some College: 7.9%Associates: 17.3%Bachelors: 7%Graduate: 54.2%Edu
No HS1.4%
HS Grad12.1%
Some College7.9%
Associates17.3%
Bachelors7.0%
Graduate54.2%
Housing & Income

Housing Tenure

Owner: 51.9%Renter: 48.1%Tenure
Owner51.9%
Renter48.1%

Home Value Distribution

Under $50k
2%
$50k–100k
0%
$100k–150k
1%
$150k–200k
1%
$200k–300k
2%
$300k–500k
3%
Over $500k
90%

Financials

Median HH Income$106,040 ▲ 39% above avg ↑ 35% since 2019
Median Home Value$1,189,300 ▲ 327% above avg ↑ 34% since 2019
Home/Income Ratio11.2x (nat avg ~3.5x)
Median Rent$2,356/mo ↑ 25% since 2019
Total Units20,181
Vacant Units1,901
Avg HH Size2.42

Income Distribution

Under $25k
15%
$25k–50k
14%
$50k–75k
10%
$75k–100k
8%
$100k–150k
15%
$150k–200k
11%
Over $200k
27%
Employment & Commute

How People Get to Work

Drove Alone
65%
Public Transit
4%
Walked
6%
Work From Home
25%

Commute Time

Under 15 min
38%
15–30 min
33%
30–45 min
10%
Over 45 min
20%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
17%
1960s–1970s
15%
1980s–1990s
6%
2000+
57%

Summary

Total Units20,181
Vacant1,901
Owner Occupied51.9%
Renter Occupied48.1%
Avg HH Size2.42
Frequently Asked Questions
ZIP code 95060 is in Santa Cruz, CA, in Santa Cruz County.
ZIP code 95060 is located in California (CA).
ZIP code 95060 is in Santa Cruz County, CA.
ZIP 95060 observes the Los Angeles timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 95060 is 46,024 people (ACS 2023).
The median household income in ZIP code 95060 is $106,040 (ACS 2023).
The median home value in ZIP 95060 is $1,189,300 (ACS 2023).
About ZIP Code 95060

ZIP code 95060 is located in Santa Cruz, California, within Santa Cruz County. With a population of 46,024, this is a highly populated ZIP code with a relatively young community — the median age is 36.5 years. Economically, 95060 is a upper-middle-income ZIP code: the median household income of $106,040 is above the national average.

Real estate in ZIP code 95060 represents among the most expensive housing markets in the country. The median home value of $1,189,300 is more than double the national average. Renters can expect to pay around $2,356 per month in median rent. The area has a relatively balanced mix of owners (51.9%) and renters (48.1%). Median home values have increased by 34% since 2019.

The population of 95060 is majority White (65.29%). Residents are highly educated — 61.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 16.9%. Household income has grown by 35% since 2019.

The unemployment rate in 95060 stands at 6.1%, which is above the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 57%.

Overall, ZIP code 95060 in Santa Cruz, CA is characterized as upper-middle-income, highly educated, and a relatively young community. With 46,024 residents, a median household income of $106,040, and a median home value of $1,189,300, it offers a clear picture of life in this part of California.