| ZIP Code | 95064 |
|---|---|
| City | Santa Cruz |
| State | California (CA) |
| County | Santa Cruz County |
| Area Code | 831 |
| Elevation | 763 ft |
| Latitude | 36.991596 |
|---|---|
| Longitude | -122.058868 |
| Timezone | Los Angeles (DST) |
| FIPS | 06087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 19.6 yrs |
|---|---|
| Avg Household Size | 2.13 |
| Below Poverty | 2.0% ▼ 80% below avg |
| College Grads | 80.9% ▲ 109% above avg |
| Unemployment | 12.3% ▲ 151% above avg |
| No HS Diploma | 6 (0.7%) |
| HS Graduate | 80 (8.7%) |
| Some College | 26 (2.8%) |
| Associates | 64 (6.9%) |
| Bachelors | 146 (15.8%) |
| Graduate Degree | 601 (65.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $119,787 ▲ 57% above avg ↑ 122% since 2019 |
|---|---|
| Median Home Value | $437,500 ▲ 57% above avg ↑ 18% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,572/mo ↓ 6% since 2019 |
| Total Units | 548 |
| Vacant Units | 53 |
| Avg HH Size | 2.13 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 548 |
|---|---|
| Vacant | 53 |
| Owner Occupied | 35.2% |
| Renter Occupied | 64.9% |
| Avg HH Size | 2.13 |
ZIP code 95064 is located in Santa Cruz, California, within Santa Cruz County. With a population of 9,883, this is a lightly populated ZIP code with a young community — the median age is 19.6 years. Economically, 95064 is a upper-middle-income ZIP code: the median household income of $119,787 is significantly above the national average.
Real estate in ZIP code 95064 represents a premium housing market. The median home value of $437,500 is significantly above the national average. Renters can expect to pay around $1,572 per month in median rent. This is predominantly a renter community, with 64.9% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 18% since 2019.
The population of 95064 is racially diverse, with Hispanic as the largest group at 30.0%. Residents are highly educated — 80.9% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 2.0%. Household income has grown by 122% since 2019.
The unemployment rate in 95064 stands at 12.3%, which is more than double the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 16%.
Overall, ZIP code 95064 in Santa Cruz, CA is characterized as upper-middle-income, highly educated, and a young community. With 9,883 residents, a median household income of $119,787, and a median home value of $437,500, it offers a clear picture of life in this part of California.