| ZIP Code | 95005 |
|---|---|
| City | Ben Lomond |
| State | California (CA) |
| County | Santa Cruz County |
| Area Code | 831 |
| Elevation | 414 ft |
| Latitude | 37.098363 |
|---|---|
| Longitude | -122.089295 |
| Timezone | Los Angeles (DST) |
| FIPS | 06087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.1 yrs ↑ 12% since 2019 |
|---|---|
| Avg Household Size | 2.55 |
| Below Poverty | 5.0% ▼ 50% below avg |
| College Grads | 55.7% ▲ 44% above avg |
| Unemployment | 11.6% ▲ 137% above avg |
| HS Graduate | 617 (12.7%) |
| Some College | 364 (7.5%) |
| Associates | 1,171 (24.1%) |
| Bachelors | 495 (10.2%) |
| Graduate Degree | 2,211 (45.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $107,857 ▲ 41% above avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $959,100 ▲ 244% above avg ↑ 36% since 2019 |
| Home/Income Ratio | 8.9x (nat avg ~3.5x) |
| Median Rent | $2,358/mo ↑ 31% since 2019 |
| Total Units | 2,892 |
| Vacant Units | 118 |
| Avg HH Size | 2.55 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,892 |
|---|---|
| Vacant | 118 |
| Owner Occupied | 71.1% |
| Renter Occupied | 28.9% |
| Avg HH Size | 2.55 |
ZIP code 95005 is located in Ben Lomond, California, within Santa Cruz County. With a population of 7,150, this is a lightly populated ZIP code with a mature community — the median age is 46.1 years. Economically, 95005 is a upper-middle-income ZIP code: the median household income of $107,857 is above the national average.
Real estate in ZIP code 95005 represents among the most expensive housing markets in the country. The median home value of $959,100 is more than double the national average. Renters can expect to pay around $2,358 per month in median rent. Homeownership is strong here — 71.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 95005 is primarily White (84.28%). Residents are well-educated — 55.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.0%. Household income has grown by 13% since 2019.
The unemployment rate in 95005 stands at 11.6%, which is more than double the national average. About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 95005 in Ben Lomond, CA is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 7,150 residents, a median household income of $107,857, and a median home value of $959,100, it offers a clear picture of life in this part of California.