| ZIP Code | 45434 |
|---|---|
| City | Dayton |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 819 ft |
| Latitude | 39.721385 |
|---|---|
| Longitude | -84.031824 |
| Timezone | New York (DST) |
| FIPS | 39057 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.0 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.70 |
| Below Poverty | 2.4% ▼ 76% below avg |
| College Grads | 65.5% ▲ 69% above avg |
| Unemployment | 3.7% ▼ 24% below avg |
| No HS Diploma | 8 (0.1%) |
| HS Graduate | 963 (11.4%) |
| Some College | 654 (7.8%) |
| Associates | 1,286 (15.3%) |
| Bachelors | 760 (9%) |
| Graduate Degree | 4,759 (56.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $142,260 ▲ 86% above avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $290,500 ≈ Avg ↑ 34% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $1,442/mo ↑ 31% since 2019 |
| Total Units | 4,766 |
| Vacant Units | 150 |
| Avg HH Size | 2.70 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,766 |
|---|---|
| Vacant | 150 |
| Owner Occupied | 92.5% |
| Renter Occupied | 7.5% |
| Avg HH Size | 2.70 |
ZIP code 45434 is located in Dayton, Ohio, within Montgomery County. With a population of 12,482, this is a lightly populated ZIP code with a middle-aged community — the median age is 43 years. Economically, 45434 is a upper-middle-income ZIP code: the median household income of $142,260 is significantly above the national average.
Real estate in ZIP code 45434 represents a mid-range housing market. The median home value of $290,500 is near the national average. Renters can expect to pay around $1,442 per month in median rent. Homeownership is strong here — 92.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 34% since 2019.
The population of 45434 is primarily White (86.00%). Residents are highly educated — 65.5% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 2.4%. Household income has grown by 31% since 2019.
The unemployment rate in 45434 stands at 3.7%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 45434 in Dayton, OH is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 12,482 residents, a median household income of $142,260, and a median home value of $290,500, it offers a clear picture of life in this part of Ohio.