| ZIP Code | 45440 |
|---|---|
| City | Dayton |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 936 ft |
| Latitude | 39.673379 |
|---|---|
| Longitude | -84.099895 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.3 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.35 |
| Below Poverty | 11.5% ▲ 15% above avg |
| College Grads | 55.9% ▲ 44% above avg |
| Unemployment | 2.3% ▼ 52% below avg |
| No HS Diploma | 67 (0.4%) |
| HS Graduate | 2,778 (18.5%) |
| Some College | 1,636 (10.9%) |
| Associates | 2,141 (14.3%) |
| Bachelors | 1,491 (9.9%) |
| Graduate Degree | 6,887 (45.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $83,378 ▲ 9% above avg ↑ 10% since 2019 |
|---|---|
| Median Home Value | $248,200 ▼ 11% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,122/mo ↑ 28% since 2019 |
| Total Units | 10,055 |
| Vacant Units | 490 |
| Avg HH Size | 2.35 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,055 |
|---|---|
| Vacant | 490 |
| Owner Occupied | 62.5% |
| Renter Occupied | 37.6% |
| Avg HH Size | 2.35 |
ZIP code 45440 is located in Dayton, Ohio, within Montgomery County. With a population of 22,730, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.3 years. Economically, 45440 is a middle-income ZIP code: the median household income of $83,378 is near the national average.
Real estate in ZIP code 45440 represents an affordable housing market. The median home value of $248,200 is near the national average. Renters can expect to pay around $1,122 per month in median rent. Homeownership is strong here — 62.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 45440 is primarily White (81.50%). Residents are well-educated — 55.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 11.5%. Household income has grown by 10% since 2019.
The unemployment rate in 45440 stands at 2.3%, which is well below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 45440 in Dayton, OH is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 22,730 residents, a median household income of $83,378, and a median home value of $248,200, it offers a clear picture of life in this part of Ohio.