| ZIP Code | 45406 |
|---|---|
| City | Dayton |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 851 ft |
| Latitude | 39.785386 |
|---|---|
| Longitude | -84.242215 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.3 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 22.3% ▲ 123% above avg |
| College Grads | 30.1% ▼ 22% below avg |
| Unemployment | 12.8% ▲ 162% above avg |
| No HS Diploma | 161 (1.3%) |
| HS Graduate | 4,238 (33.5%) |
| Some College | 2,112 (16.7%) |
| Associates | 2,334 (18.5%) |
| Bachelors | 965 (7.6%) |
| Graduate Degree | 2,835 (22.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $43,241 ▼ 43% below avg ↑ 51% since 2019 |
|---|---|
| Median Home Value | $82,300 ▼ 70% below avg ↑ 33% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $879/mo ↑ 23% since 2019 |
| Total Units | 10,695 |
| Vacant Units | 1,826 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,695 |
|---|---|
| Vacant | 1,826 |
| Owner Occupied | 48.4% |
| Renter Occupied | 51.6% |
| Avg HH Size | 2.25 |
ZIP code 45406 is located in Dayton, Ohio, within Montgomery County. With a population of 20,261, this is a moderately populated ZIP code with a middle-aged community — the median age is 38.3 years. Economically, 45406 is a working-class ZIP code: the median household income of $43,241 is below the national average.
Real estate in ZIP code 45406 represents one of the more affordable housing markets in the country. The median home value of $82,300 is well below the national average. Renters can expect to pay around $879 per month in median rent. The area has a relatively balanced mix of owners (48.4%) and renters (51.6%). Median home values have increased by 33% since 2019.
The population of 45406 is primarily Black (74.98%). Residents are moderately educated — 30.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 22.3%. Household income has grown by 51% since 2019.
The unemployment rate in 45406 stands at 12.8%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 45406 in Dayton, OH is characterized as working-class, moderately educated, and a middle-aged community. With 20,261 residents, a median household income of $43,241, and a median home value of $82,300, it offers a clear picture of life in this part of Ohio.