| ZIP Code | 45409 |
|---|---|
| City | Dayton |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 882 ft |
| Latitude | 39.721305 |
|---|---|
| Longitude | -84.18797 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 20.9 yrs |
|---|---|
| Avg Household Size | 2.27 |
| Below Poverty | 8.3% ▼ 17% below avg |
| College Grads | 69.9% ▲ 80% above avg |
| Unemployment | 12.9% ▲ 163% above avg |
| HS Graduate | 374 (8.6%) |
| Some College | 333 (7.7%) |
| Associates | 601 (13.8%) |
| Bachelors | 215 (5%) |
| Graduate Degree | 2,819 (64.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $84,000 ▲ 10% above avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $230,800 ▼ 17% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $1,055/mo ↑ 7% since 2019 |
| Total Units | 3,458 |
| Vacant Units | 392 |
| Avg HH Size | 2.27 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,458 |
|---|---|
| Vacant | 392 |
| Owner Occupied | 70.7% |
| Renter Occupied | 29.3% |
| Avg HH Size | 2.27 |
ZIP code 45409 is located in Dayton, Ohio, within Montgomery County. With a population of 15,677, this is a moderately populated ZIP code with a young community — the median age is 20.9 years. Economically, 45409 is a middle-income ZIP code: the median household income of $84,000 is near the national average.
Real estate in ZIP code 45409 represents an affordable housing market. The median home value of $230,800 is below the national average. Renters can expect to pay around $1,055 per month in median rent. Homeownership is strong here — 70.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 45409 is primarily White (83.26%). Residents are highly educated — 69.9% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 8.3%. Household income has grown by 31% since 2019.
The unemployment rate in 45409 stands at 12.9%, which is more than double the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 57%.
Overall, ZIP code 45409 in Dayton, OH is characterized as middle-income, highly educated, a young community, and predominantly owner-occupied. With 15,677 residents, a median household income of $84,000, and a median home value of $230,800, it offers a clear picture of life in this part of Ohio.