| ZIP Code | 45404 |
|---|---|
| City | Dayton |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 767 ft |
| Latitude | 39.788496 |
|---|---|
| Longitude | -84.152717 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.9 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.52 |
| Below Poverty | 37.0% ▲ 270% above avg |
| College Grads | 18.6% ▼ 52% below avg |
| Unemployment | 9.7% ▲ 99% above avg |
| No HS Diploma | 86 (1.5%) |
| HS Graduate | 2,603 (45.8%) |
| Some College | 947 (16.7%) |
| Associates | 992 (17.4%) |
| Bachelors | 511 (9%) |
| Graduate Degree | 547 (9.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $35,286 ▼ 54% below avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $82,400 ▼ 70% below avg ↑ 37% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $871/mo ↑ 23% since 2019 |
| Total Units | 4,846 |
| Vacant Units | 568 |
| Avg HH Size | 2.52 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,846 |
|---|---|
| Vacant | 568 |
| Owner Occupied | 39.5% |
| Renter Occupied | 60.5% |
| Avg HH Size | 2.52 |
ZIP code 45404 is located in Dayton, Ohio, within Montgomery County. With a population of 10,762, this is a lightly populated ZIP code with a relatively young community — the median age is 33.9 years. Economically, 45404 is a lower-income ZIP code: the median household income of $35,286 is well below the national average.
Real estate in ZIP code 45404 represents one of the more affordable housing markets in the country. The median home value of $82,400 is well below the national average. Renters can expect to pay around $871 per month in median rent. This is predominantly a renter community, with 60.5% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 37% since 2019.
The population of 45404 is primarily White (70.43%). Residents are less-educated — 18.6% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 37.0%. Household income has grown by 13% since 2019.
The unemployment rate in 45404 stands at 9.7%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 45404 in Dayton, OH is characterized as lower-income, less-educated, and a relatively young community. With 10,762 residents, a median household income of $35,286, and a median home value of $82,400, it offers a clear picture of life in this part of Ohio.