| ZIP Code | 45432 |
|---|---|
| City | Dayton |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 928 ft |
| Latitude | 39.739828 |
|---|---|
| Longitude | -84.086034 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.4 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.32 |
| Below Poverty | 11.5% ▲ 15% above avg |
| College Grads | 46.8% ▲ 21% above avg |
| Unemployment | 2.5% ▼ 49% below avg |
| No HS Diploma | 163 (1.6%) |
| HS Graduate | 2,332 (22.3%) |
| Some College | 1,121 (10.7%) |
| Associates | 1,936 (18.5%) |
| Bachelors | 1,003 (9.6%) |
| Graduate Degree | 3,886 (37.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $83,323 ▲ 9% above avg ↑ 38% since 2019 |
|---|---|
| Median Home Value | $181,900 ▼ 35% below avg ↑ 43% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $871/mo ↑ 7% since 2019 |
| Total Units | 6,715 |
| Vacant Units | 292 |
| Avg HH Size | 2.32 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,715 |
|---|---|
| Vacant | 292 |
| Owner Occupied | 78.2% |
| Renter Occupied | 21.8% |
| Avg HH Size | 2.32 |
ZIP code 45432 is located in Dayton, Ohio, within Montgomery County. With a population of 14,988, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.4 years. Economically, 45432 is a middle-income ZIP code: the median household income of $83,323 is near the national average.
Real estate in ZIP code 45432 represents an affordable housing market. The median home value of $181,900 is below the national average. Renters can expect to pay around $871 per month in median rent. Homeownership is strong here — 78.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.
The population of 45432 is primarily White (83.66%). Residents are well-educated — 46.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 11.5%. Household income has grown by 38% since 2019.
The unemployment rate in 45432 stands at 2.5%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 45432 in Dayton, OH is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 14,988 residents, a median household income of $83,323, and a median home value of $181,900, it offers a clear picture of life in this part of Ohio.