US ZIP Code
45430

Dayton, OH

Montgomery County  ·  Ohio

● Active
👥 7,171 Population ↓ 2% since 2019
💰 $107,500 Median HH Income
▲ 41% above avg ↑ 22% since 2019
🎂 43.8 Median Age ↓ 8% since 2019
🏠 $261,700 Median Home Value
≈ Avg ↑ 50% since 2019
🎓 62.8% College Grads
▲ 62% above avg
📊 1.9% Unemployment
▼ 61% below avg ↓ 45% since 2019
ZIP Code Details
ZIP Code45430
CityDayton
StateOhio (OH)
CountyMontgomery County
Area Code326/937
Elevation884 ft
Latitude39.718073
Longitude-84.077407
TimezoneNew York (DST)
FIPS39057
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 53.8% (3,857) Female 46.2% (3,314) ♀

Race & Ethnicity

White: 88.2%Hispanic: 1.7%Black: 2.9%Asian: 3%Other: 1.5%Race
White88.2%
Hispanic1.7%
Black2.9%
Asian3.0%
Other1.5%

Age Breakdown

Under 5
4%
5–17
17%
18–24
7%
25–44
23%
45–64
26%
65+
11%

Key Indicators

Median Age43.8 yrs ↓ 8% since 2019
Avg Household Size2.36
Below Poverty4.2% ▼ 58% below avg
College Grads62.8% ▲ 62% above avg
Unemployment1.9% ▼ 61% below avg
HS Graduate752 (15.7%)
Some College410 (8.6%)
Associates620 (12.9%)
Bachelors576 (12%)
Graduate Degree2,435 (50.8%)

Education

HS Grad: 15.7%Some College: 8.6%Associates: 12.9%Bachelors: 12%Graduate: 50.8%Edu
HS Grad15.7%
Some College8.6%
Associates12.9%
Bachelors12.0%
Graduate50.8%
Housing & Income

Housing Tenure

Owner: 79.7%Renter: 20.3%Tenure
Owner79.7%
Renter20.3%

Home Value Distribution

Under $50k
1%
$100k–150k
2%
$150k–200k
16%
$200k–300k
46%
$300k–500k
31%
Over $500k
3%

Financials

Median HH Income$107,500 ▲ 41% above avg ↑ 22% since 2019
Median Home Value$261,700 ≈ Avg ↑ 50% since 2019
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$1,264/mo ↑ 32% since 2019
Total Units3,131
Vacant Units139
Avg HH Size2.36

Income Distribution

Under $25k
7%
$25k–50k
10%
$50k–75k
16%
$75k–100k
11%
$100k–150k
20%
$150k–200k
21%
Over $200k
16%
Employment & Commute

How People Get to Work

Drove Alone
79%
Public Transit
1%
Walked
1%
Work From Home
19%

Commute Time

Under 15 min
28%
15–30 min
52%
30–45 min
11%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
19%
1960s–1970s
13%
1980s–1990s
14%
2000+
52%

Summary

Total Units3,131
Vacant139
Owner Occupied79.7%
Renter Occupied20.3%
Avg HH Size2.36
Frequently Asked Questions
ZIP code 45430 is in Dayton, OH, in Montgomery County.
ZIP code 45430 is located in Ohio (OH).
ZIP code 45430 is in Montgomery County, OH.
ZIP 45430 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 45430 is 7,171 people (ACS 2023).
The median household income in ZIP code 45430 is $107,500 (ACS 2023).
The median home value in ZIP 45430 is $261,700 (ACS 2023).
About ZIP Code 45430

ZIP code 45430 is located in Dayton, Ohio, within Montgomery County. With a population of 7,171, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.8 years. Economically, 45430 is a upper-middle-income ZIP code: the median household income of $107,500 is above the national average.

Real estate in ZIP code 45430 represents a mid-range housing market. The median home value of $261,700 is near the national average. Renters can expect to pay around $1,264 per month in median rent. Homeownership is strong here — 79.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.

The population of 45430 is primarily White (88.19%). Residents are highly educated — 62.8% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.2%. Household income has grown by 22% since 2019.

The unemployment rate in 45430 stands at 1.9%, which is well below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.

Overall, ZIP code 45430 in Dayton, OH is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 7,171 residents, a median household income of $107,500, and a median home value of $261,700, it offers a clear picture of life in this part of Ohio.