| ZIP Code | 45420 |
|---|---|
| City | Dayton |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 935 ft |
| Latitude | 39.718818 |
|---|---|
| Longitude | -84.129169 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.8 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.00 |
| Below Poverty | 12.6% ▲ 26% above avg |
| College Grads | 39.6% ≈ Avg |
| Unemployment | 4.5% ▼ 8% below avg |
| No HS Diploma | 200 (1.2%) |
| HS Graduate | 4,978 (30%) |
| Some College | 2,568 (15.5%) |
| Associates | 2,286 (13.8%) |
| Bachelors | 1,891 (11.4%) |
| Graduate Degree | 4,691 (28.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,670 ▼ 26% below avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $116,200 ▼ 58% below avg ↑ 37% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $918/mo ↑ 29% since 2019 |
| Total Units | 12,391 |
| Vacant Units | 421 |
| Avg HH Size | 2.00 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,391 |
|---|---|
| Vacant | 421 |
| Owner Occupied | 63.1% |
| Renter Occupied | 36.9% |
| Avg HH Size | 2.00 |
ZIP code 45420 is located in Dayton, Ohio, within Montgomery County. With a population of 23,956, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.8 years. Economically, 45420 is a solidly middle-class ZIP code: the median household income of $56,670 is below the national average.
Real estate in ZIP code 45420 represents one of the more affordable housing markets in the country. The median home value of $116,200 is well below the national average. Renters can expect to pay around $918 per month in median rent. Homeownership is strong here — 63.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 45420 is primarily White (82.83%). Residents are moderately educated — 39.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.6%. Household income has grown by 30% since 2019.
The unemployment rate in 45420 stands at 4.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 45420 in Dayton, OH is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 23,956 residents, a median household income of $56,670, and a median home value of $116,200, it offers a clear picture of life in this part of Ohio.