US ZIP Code
45431

Dayton, OH

Greene County  ·  Ohio

● Active
👥 26,961 Population ↓ 3% since 2019
💰 $80,058 Median HH Income
≈ Avg ↑ 27% since 2019
🎂 34.9 Median Age ↑ 2% since 2019
🏠 $197,600 Median Home Value
▼ 29% below avg ↑ 36% since 2019
🎓 48.4% College Grads
▲ 25% above avg
📊 3.7% Unemployment
▼ 25% below avg ↑ 32% since 2019
ZIP Code Details
ZIP Code45431
CityDayton
StateOhio (OH)
CountyGreene County
Area Code326/937
Elevation997 ft
Latitude39.763835
Longitude-84.084204
TimezoneNew York (DST)
FIPS39057
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.1% (13,518) Female 49.9% (13,443) ♀

Race & Ethnicity

White: 78.3%Hispanic: 5.6%Black: 4.2%Asian: 5.3%Other: 5.8%Race
White78.3%
Hispanic5.6%
Black4.2%
Asian5.3%
Other5.8%

Age Breakdown

Under 5
7%
5–17
15%
18–24
11%
25–44
31%
45–64
20%
65+
8%

Key Indicators

Median Age34.9 yrs ↑ 2% since 2019
Avg Household Size2.26
Below Poverty8.3% ▼ 17% below avg
College Grads48.4% ▲ 25% above avg
Unemployment3.7% ▼ 25% below avg
No HS Diploma154 (0.9%)
HS Graduate4,198 (24.5%)
Some College2,044 (11.9%)
Associates2,460 (14.3%)
Bachelors2,136 (12.5%)
Graduate Degree6,155 (35.9%)

Education

No HS: 0.9%HS Grad: 24.5%Some College: 11.9%Associates: 14.3%Bachelors: 12.5%Graduate: 35.9%Edu
No HS0.9%
HS Grad24.5%
Some College11.9%
Associates14.3%
Bachelors12.5%
Graduate35.9%
Housing & Income

Housing Tenure

Owner: 52.1%Renter: 48%Tenure
Owner52.1%
Renter48.0%

Home Value Distribution

Under $50k
4%
$50k–100k
10%
$100k–150k
18%
$150k–200k
19%
$200k–300k
31%
$300k–500k
16%
Over $500k
2%

Financials

Median HH Income$80,058 ≈ Avg ↑ 27% since 2019
Median Home Value$197,600 ▼ 29% below avg ↑ 36% since 2019
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$1,302/mo ↑ 18% since 2019
Total Units12,888
Vacant Units975
Avg HH Size2.26

Income Distribution

Under $25k
12%
$25k–50k
13%
$50k–75k
20%
$75k–100k
16%
$100k–150k
20%
$150k–200k
11%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
1%
Work From Home
13%

Commute Time

Under 15 min
39%
15–30 min
45%
30–45 min
8%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
26%
1960s–1970s
8%
1980s–1990s
12%
2000+
52%

Summary

Total Units12,888
Vacant975
Owner Occupied52.1%
Renter Occupied48.0%
Avg HH Size2.26
Frequently Asked Questions
ZIP code 45431 is in Dayton, OH, in Greene County.
ZIP code 45431 is located in Ohio (OH).
ZIP code 45431 is in Greene County, OH.
ZIP 45431 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 45431 is 26,961 people (ACS 2023).
The median household income in ZIP code 45431 is $80,058 (ACS 2023).
The median home value in ZIP 45431 is $197,600 (ACS 2023).
About ZIP Code 45431

ZIP code 45431 is located in Dayton, Ohio, within Greene County. With a population of 26,961, this is a moderately populated ZIP code with a relatively young community — the median age is 34.9 years. Economically, 45431 is a middle-income ZIP code: the median household income of $80,058 is near the national average.

Real estate in ZIP code 45431 represents an affordable housing market. The median home value of $197,600 is below the national average. Renters can expect to pay around $1,302 per month in median rent. The area has a relatively balanced mix of owners (52.1%) and renters (48.0%). Median home values have increased by 36% since 2019.

The population of 45431 is primarily White (78.30%). Residents are well-educated — 48.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.3%. Household income has grown by 27% since 2019.

The unemployment rate in 45431 stands at 3.7%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 45431 in Dayton, OH is characterized as middle-income, well-educated, and a relatively young community. With 26,961 residents, a median household income of $80,058, and a median home value of $197,600, it offers a clear picture of life in this part of Ohio.