County

Schoharie County, NY

18 ZIP codes  ·  18 cities  ·  New York

👥27,945Population
💰$69,067Median HH Income▼ 9% below avg
🎂45.0Median Age
🏠$181,575Median Home Value▼ 35% below avg
🎓40.7%College Grads≈ Avg
📊5.5%Unemployment▲ 12% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.2% Female 49.8% ♀

Race & Ethnicity

White: 88.5%Hispanic: 4.3%Black: 1.6%Asian: 1.4%Other: 3.9%Race
White88.5%
Hispanic4.3%
Black1.6%
Asian1.4%
Other3.9%

Age Breakdown

Under 5
4%
5–17
14%
18–24
11%
25–44
21%
45–64
27%
65+
10%

Key Indicators

Median Age45.0 yrs
Avg HH Size2.33
Below Poverty10.8% ▲ 8% above avg
College Grads40.7% ≈ Avg
Unemployment5.5% ▲ 12% above avg
No HS Diploma190 (1%)
HS Graduate6,116 (32.9%)
Some College2,682 (14.4%)
Associates2,065 (11.1%)
Bachelors2,777 (14.9%)
Graduate Degree4,773 (25.7%)

Education

No HS: 1%HS Grad: 32.9%Some College: 14.4%Associates: 11.1%Bachelors: 14.9%Graduate: 25.7%Edu
No HS1.0%
HS Grad32.9%
Some College14.4%
Associates11.1%
Bachelors14.9%
Graduate25.7%
Housing & Income

Housing Tenure

Owner: 77.4%Renter: 22.6%Tenure
Owner77.4%
Renter22.6%

Home Value Distribution

Under $50k
6%
$50k–$100k
12%
$100k–$150k
18%
$150k–$200k
21%
$200k–$300k
24%
$300k–$500k
14%
Over $500k
3%

Financials

Median HH Income$69,067 ▼ 9% below avg
Median Home Value$181,574 ▼ 35% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$929/mo
Total Housing Units15,264
Vacant Units3,727

Income Distribution

Under $25k
17%
$25k–$50k
19%
$50k–$75k
18%
$75k–$100k
15%
$100k–$150k
17%
$150k–$200k
7%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
82%
Public Transit
1%
Walked
5%
Work From Home
12%

Commute Time

Under 15 min
30%
15–30 min
25%
30–45 min
15%
Over 45 min
30%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
7%
1960s–1970s
15%
1980s–1990s
14%
2000+
62%
About Schoharie County, NY

Schoharie County is located in New York and encompasses 18 ZIP codes spanning 18 cities and communities. The county has an estimated population of 27,945 residents. With a median age of 44.99, it is a middle-aged county.

Schoharie County has a solidly middle-class economic profile. The median household income of $69,066 is near the national average. Unemployment stands at 5.5%, near the national average. The poverty rate of 10.8% is near the national average.

Housing in Schoharie County is an affordable housing market, with a median home value of $181,574 — below the national average. Monthly median rent is approximately $929. Homeownership rates are high at 77.4%, reflecting a largely residential, stable population.

The residents of Schoharie County are primarily White (88.47%). Educational attainment is well-educated — 40.7% of adults hold a bachelor's degree or higher, near the national average.

Schoharie County, NY is a solidly middle-class area in New York. The 18 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Schoharie County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
12031 Carlisle 224 $83,056 $286,300 $704 0.0% 38.6%
12035 Central Bridge 455 $78,333 $187,500 11.7% 43.6%
12036 Charlotteville 335 $41,667 $140,600 14.7% 26.8%
12043 Cobleskill 7,883 $73,006 $171,900 $853 5.3% 43.8%
12071 Fultonham 221 $69,013 $189,500 $719 0.0% 56.1%
12076 Gilboa 1,316 $73,056 $218,200 $983 7.1% 43.3%
12092 Howes Cave 1,423 $70,938 $204,200 $1,007 2.9% 41.8%
12093 Jefferson 1,258 $61,250 $162,000 $883 10.1% 40.5%
12122 Middleburgh 3,555 $54,308 $172,800 $1,019 1.4% 32.4%
12131 North Blenheim 209 $58,929 $158,300 $1,125 12.2% 33.3%
12149 Richmondville 2,176 $58,750 $147,300 $818 4.9% 40.7%
12157 Schoharie 4,444 $77,364 $218,400 $934 5.5% 43.8%
13459 Sharon Springs 2,034 $64,115 $158,000 $1,096 6.2% 34.7%
12160 Sloansville 735 $70,833 $159,800 $1,069 9.4% 31.4%
12175 Summit 725 $88,409 $146,300 4.3% 38.5%
12187 Warnerville 739 $75,875 $225,000 12.1% 48.5%
12194 West Fulton 213 $81,250 $232,000 1.4% 55.6%