| ZIP Code | 12122 |
|---|---|
| City | Middleburgh |
| State | New York (NY) |
| County | Schoharie County |
| Area Code | 518/838 |
| Elevation | 1,118 ft |
| Latitude | 42.54202 |
|---|---|
| Longitude | -74.326145 |
| Timezone | New York (DST) |
| FIPS | 36095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.0 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.03 |
| Below Poverty | 10.5% ≈ Avg |
| College Grads | 32.4% ▼ 17% below avg |
| Unemployment | 1.4% ▼ 72% below avg |
| No HS Diploma | 26 (1%) |
| HS Graduate | 1,072 (41.5%) |
| Some College | 405 (15.7%) |
| Associates | 243 (9.4%) |
| Bachelors | 313 (12.1%) |
| Graduate Degree | 522 (20.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $54,308 ▼ 29% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $172,800 ▼ 38% below avg ↑ 29% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,019/mo ↑ 40% since 2019 |
| Total Units | 2,395 |
| Vacant Units | 658 |
| Avg HH Size | 2.03 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,395 |
|---|---|
| Vacant | 658 |
| Owner Occupied | 78.5% |
| Renter Occupied | 21.5% |
| Avg HH Size | 2.03 |
ZIP code 12122 is located in Middleburgh, New York, within Schoharie County. With a population of 3,555, this is a sparsely populated ZIP code with a mature community — the median age is 52 years. Economically, 12122 is a working-class ZIP code: the median household income of $54,308 is below the national average.
Real estate in ZIP code 12122 represents an affordable housing market. The median home value of $172,800 is below the national average. Renters can expect to pay around $1,019 per month in median rent. Homeownership is strong here — 78.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.
The population of 12122 is primarily White (91.22%). Residents are moderately educated — 32.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.5%. Household income has grown by 7% since 2019.
The unemployment rate in 12122 stands at 1.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 12122 in Middleburgh, NY is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 3,555 residents, a median household income of $54,308, and a median home value of $172,800, it offers a clear picture of life in this part of New York.