| ZIP Code | 12187 |
|---|---|
| City | Warnerville |
| State | New York (NY) |
| County | Schoharie County |
| Area Code | 518/838 |
| Elevation | 1,954 ft |
| Latitude | 42.628169 |
|---|---|
| Longitude | -74.464285 |
| Timezone | New York (DST) |
| FIPS | 36095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 56.1 yrs ↑ 29% since 2019 |
|---|---|
| Avg Household Size | 2.53 |
| Below Poverty | 19.1% ▲ 91% above avg |
| College Grads | 48.5% ▲ 25% above avg |
| Unemployment | 12.1% ▲ 148% above avg |
| No HS Diploma | 3 (0.6%) |
| HS Graduate | 90 (18.8%) |
| Some College | 101 (21%) |
| Associates | 53 (11%) |
| Bachelors | 155 (32.3%) |
| Graduate Degree | 78 (16.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,875 ≈ Avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $225,000 ▼ 19% below avg ↑ 27% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Total Units | 450 |
| Vacant Units | 158 |
| Avg HH Size | 2.53 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 450 |
|---|---|
| Vacant | 158 |
| Owner Occupied | 93.8% |
| Renter Occupied | 6.2% |
| Avg HH Size | 2.53 |
ZIP code 12187 is located in Warnerville, New York, within Schoharie County. With a population of 739, this is a sparsely populated ZIP code with an older community — the median age is 56.1 years. Economically, 12187 is a middle-income ZIP code: the median household income of $75,875 is near the national average.
Real estate in ZIP code 12187 represents an affordable housing market. The median home value of $225,000 is below the national average. Homeownership is strong here — 93.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 27% since 2019.
The population of 12187 is primarily White (97.02%). Residents are well-educated — 48.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 19.1%. Household income has grown by 30% since 2019.
The unemployment rate in 12187 stands at 12.1%, which is more than double the national average. About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 50%.
Overall, ZIP code 12187 in Warnerville, NY is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 739 residents, a median household income of $75,875, and a median home value of $225,000, it offers a clear picture of life in this part of New York.