| ZIP Code | 12175 |
|---|---|
| City | Summit |
| State | New York (NY) |
| County | Schoharie County |
| Area Code | 518/838 |
| Elevation | 1,821 ft |
| Latitude | 42.559492 |
|---|---|
| Longitude | -74.560411 |
| Timezone | New York (DST) |
| FIPS | 36095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.3 yrs ↑ 12% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 3.7% ▼ 63% below avg |
| College Grads | 38.5% ≈ Avg |
| Unemployment | 4.3% ▼ 12% below avg |
| HS Graduate | 167 (32.5%) |
| Some College | 106 (20.6%) |
| Associates | 43 (8.4%) |
| Bachelors | 68 (13.2%) |
| Graduate Degree | 130 (25.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $88,409 ▲ 16% above avg ↑ 41% since 2019 |
|---|---|
| Median Home Value | $146,300 ▼ 48% below avg ↓ 17% since 2019 |
| Home/Income Ratio | 1.7x (nat avg ~3.5x) |
| Total Units | 620 |
| Vacant Units | 324 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 620 |
|---|---|
| Vacant | 324 |
| Owner Occupied | 90.9% |
| Renter Occupied | 9.1% |
| Avg HH Size | 2.45 |
ZIP code 12175 is located in Summit, New York, within Schoharie County. With a population of 725, this is a sparsely populated ZIP code with a mature community — the median age is 46.3 years. Economically, 12175 is a middle-income ZIP code: the median household income of $88,409 is above the national average.
Real estate in ZIP code 12175 represents one of the more affordable housing markets in the country. The median home value of $146,300 is below the national average. Homeownership is strong here — 90.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 17% since 2019.
The population of 12175 is primarily White (84.14%). Residents are moderately educated — 38.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 3.7%. Household income has grown by 41% since 2019.
The unemployment rate in 12175 stands at 4.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 12175 in Summit, NY is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 725 residents, a median household income of $88,409, and a median home value of $146,300, it offers a clear picture of life in this part of New York.