| ZIP Code | 12093 |
|---|---|
| City | Jefferson |
| State | New York (NY) |
| County | Schoharie County |
| Area Code | 518/838 |
| Elevation | 2,019 ft |
| Latitude | 42.497791 |
|---|---|
| Longitude | -74.628105 |
| Timezone | New York (DST) |
| FIPS | 36095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.1 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.13 |
| Below Poverty | 12.7% ▲ 27% above avg |
| College Grads | 40.5% ≈ Avg |
| Unemployment | 10.1% ▲ 107% above avg |
| No HS Diploma | 17 (1.8%) |
| HS Graduate | 305 (32.9%) |
| Some College | 96 (10.3%) |
| Associates | 134 (14.4%) |
| Bachelors | 147 (15.8%) |
| Graduate Degree | 229 (24.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,250 ▼ 20% below avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $162,000 ▼ 42% below avg ↑ 6% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $883/mo ↑ 35% since 2019 |
| Total Units | 1,107 |
| Vacant Units | 515 |
| Avg HH Size | 2.13 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,107 |
|---|---|
| Vacant | 515 |
| Owner Occupied | 90.0% |
| Renter Occupied | 10.0% |
| Avg HH Size | 2.13 |
ZIP code 12093 is located in Jefferson, New York, within Schoharie County. With a population of 1,258, this is a sparsely populated ZIP code with a mature community — the median age is 52.1 years. Economically, 12093 is a solidly middle-class ZIP code: the median household income of $61,250 is below the national average.
Real estate in ZIP code 12093 represents an affordable housing market. The median home value of $162,000 is below the national average. Renters can expect to pay around $883 per month in median rent. Homeownership is strong here — 90.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 6% since 2019.
The population of 12093 is primarily White (86.88%). Residents are well-educated — 40.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.7%. Household income has grown by 17% since 2019.
The unemployment rate in 12093 stands at 10.1%, which is more than double the national average. A notably high share of workers — 26% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 54%.
Overall, ZIP code 12093 in Jefferson, NY is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 1,258 residents, a median household income of $61,250, and a median home value of $162,000, it offers a clear picture of life in this part of New York.