| ZIP Code | 13786 |
|---|---|
| City | Harpersfield |
| State | New York (NY) |
| County | Delaware County |
| Area Code | 607 |
| Elevation | 1,958 ft |
| Latitude | 42.445214 |
|---|---|
| Longitude | -74.702862 |
| Timezone | New York (DST) |
| FIPS | 36025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.7 yrs ↓ 27% since 2019 |
|---|---|
| Avg Household Size | 2.06 |
| Below Poverty | 13.4% ▲ 34% above avg |
| College Grads | 42.3% ▲ 9% above avg |
| Unemployment | 11.4% ▲ 134% above avg |
| HS Graduate | 111 (43%) |
| Some College | 30 (11.6%) |
| Associates | 8 (3.1%) |
| Bachelors | 47 (18.2%) |
| Graduate Degree | 62 (24%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,833 ▼ 33% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $145,800 ▼ 48% below avg ↓ 5% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Total Units | 310 |
| Vacant Units | 96 |
| Avg HH Size | 2.06 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 310 |
|---|---|
| Vacant | 96 |
| Owner Occupied | 93.0% |
| Renter Occupied | 7.0% |
| Avg HH Size | 2.06 |
ZIP code 13786 is located in Harpersfield, New York, within Delaware County. With a population of 440, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.7 years. Economically, 13786 is a working-class ZIP code: the median household income of $50,833 is below the national average.
Real estate in ZIP code 13786 represents one of the more affordable housing markets in the country. The median home value of $145,800 is below the national average. Homeownership is strong here — 93.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 5% since 2019.
The population of 13786 is primarily White (85.23%). Residents are well-educated — 42.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.4%. Household income has grown by 27% since 2019.
The unemployment rate in 13786 stands at 11.4%, which is more than double the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 13786 in Harpersfield, NY is characterized as working-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 440 residents, a median household income of $50,833, and a median home value of $145,800, it offers a clear picture of life in this part of New York.