| ZIP Code | 12036 |
|---|---|
| City | Charlotteville |
| State | New York (NY) |
| County | Schoharie County |
| Area Code | 518/838 |
| Elevation | 1,566 ft |
| Latitude | 42.532547 |
|---|---|
| Longitude | -74.689392 |
| Timezone | New York (DST) |
| FIPS | 36095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.6 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 3.49 |
| Below Poverty | 9.6% ≈ Avg |
| College Grads | 26.8% ▼ 31% below avg |
| Unemployment | 14.7% ▲ 201% above avg |
| No HS Diploma | 4 (2%) |
| HS Graduate | 90 (43.9%) |
| Some College | 31 (15.1%) |
| Associates | 25 (12.2%) |
| Bachelors | 12 (5.9%) |
| Graduate Degree | 43 (21%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $41,667 ▼ 45% below avg ↓ 27% since 2019 |
|---|---|
| Median Home Value | $140,600 ▼ 50% below avg ↑ 12% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Total Units | 192 |
| Vacant Units | 96 |
| Avg HH Size | 3.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 192 |
|---|---|
| Vacant | 96 |
| Owner Occupied | 92.7% |
| Renter Occupied | 7.3% |
| Avg HH Size | 3.49 |
ZIP code 12036 is located in Charlotteville, New York, within Schoharie County. With a population of 335, this is a sparsely populated ZIP code with a relatively young community — the median age is 34.6 years. Economically, 12036 is a working-class ZIP code: the median household income of $41,667 is below the national average.
Real estate in ZIP code 12036 represents one of the more affordable housing markets in the country. The median home value of $140,600 is below the national average. Homeownership is strong here — 92.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 12% since 2019.
The population of 12036 is primarily White (70.75%). Residents are moderately educated — 26.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.6%. Household income has declined by 27% since 2019.
The unemployment rate in 12036 stands at 14.7%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 12036 in Charlotteville, NY is characterized as working-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 335 residents, a median household income of $41,667, and a median home value of $140,600, it offers a clear picture of life in this part of New York.