| ZIP Code | 12043 |
|---|---|
| City | Cobleskill |
| State | New York (NY) |
| County | Schoharie County |
| Area Code | 518/838 |
| Elevation | 1,732 ft |
| Latitude | 42.69397 |
|---|---|
| Longitude | -74.530506 |
| Timezone | New York (DST) |
| FIPS | 36095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.5 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 11.5% ▲ 15% above avg |
| College Grads | 43.8% ▲ 13% above avg |
| Unemployment | 5.3% ▲ 9% above avg |
| No HS Diploma | 54 (1.1%) |
| HS Graduate | 1,450 (29.9%) |
| Some College | 605 (12.5%) |
| Associates | 619 (12.7%) |
| Bachelors | 745 (15.3%) |
| Graduate Degree | 1,382 (28.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,006 ≈ Avg ↑ 32% since 2019 |
|---|---|
| Median Home Value | $171,900 ▼ 38% below avg ↑ 18% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $853/mo ↑ 7% since 2019 |
| Total Units | 3,292 |
| Vacant Units | 362 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,292 |
|---|---|
| Vacant | 362 |
| Owner Occupied | 65.4% |
| Renter Occupied | 34.6% |
| Avg HH Size | 2.31 |
ZIP code 12043 is located in Cobleskill, New York, within Schoharie County. With a population of 7,883, this is a lightly populated ZIP code with a relatively young community — the median age is 37.5 years. Economically, 12043 is a solidly middle-class ZIP code: the median household income of $73,006 is near the national average.
Real estate in ZIP code 12043 represents an affordable housing market. The median home value of $171,900 is below the national average. Renters can expect to pay around $853 per month in median rent. Homeownership is strong here — 65.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 18% since 2019.
The population of 12043 is primarily White (84.94%). Residents are well-educated — 43.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.5%. Household income has grown by 32% since 2019.
The unemployment rate in 12043 stands at 5.3%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 65%.
Overall, ZIP code 12043 in Cobleskill, NY is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 7,883 residents, a median household income of $73,006, and a median home value of $171,900, it offers a clear picture of life in this part of New York.