City

Howes Cave, NY

1 ZIP code  ·  Schoharie County  ·  New York

👥1,423Population
💰$70,938Median HH Income≈ Avg
🎂48.6Median Age
🏠$204,200Median Home Value▼ 27% below avg
🎓41.8%College Grads▲ 8% above avg
📊2.9%Unemployment▼ 41% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 55.1% Female 44.9% ♀

Race & Ethnicity

White: 87.4%Hispanic: 4.7%Black: 1.9%Other: 5%Race
White87.4%
Hispanic4.7%
Black1.9%
Other5.0%

Age Breakdown

Under 5
4%
5–17
10%
18–24
8%
25–44
25%
45–64
33%
65+
9%

Key Indicators

Median Age48.6 yrs
Avg HH Size2.22
Below Poverty13.4% ▲ 34% above avg
College Grads41.8% ▲ 8% above avg
Unemployment2.9% ▼ 41% below avg
No HS Diploma28 (2.7%)
HS Graduate212 (20.6%)
Some College208 (20.2%)
Associates152 (14.7%)
Bachelors125 (12.1%)
Graduate Degree306 (29.7%)

Education

No HS: 2.7%HS Grad: 20.6%Some College: 20.2%Associates: 14.7%Bachelors: 12.1%Graduate: 29.7%Edu
No HS2.7%
HS Grad20.6%
Some College20.2%
Associates14.7%
Bachelors12.1%
Graduate29.7%
Housing & Income

Housing Tenure

Owner: 70.4%Renter: 29.6%Tenure
Owner70.4%
Renter29.6%

Home Value Distribution

Under $50k
4%
$50k–$100k
12%
$100k–$150k
12%
$150k–$200k
21%
$200k–$300k
25%
$300k–$500k
21%
Over $500k
5%

Financials

Median HH Income$70,938 ≈ Avg
Median Home Value$204,200 ▼ 27% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$1,007/mo
Total Housing Units705
Vacant Units64

Income Distribution

Under $25k
25%
$25k–$50k
7%
$50k–$75k
18%
$75k–$100k
14%
$100k–$150k
21%
$150k–$200k
5%
Over $200k
10%
Employment & Commute

How People Get to Work

Drove Alone
95%
Work From Home
5%

Commute Time

Under 15 min
32%
15–30 min
41%
30–45 min
8%
Over 45 min
19%
Housing Stock

Year Built

1940s–1950s
7%
1960s–1970s
7%
1980s–1990s
22%
2000+
64%
About Howes Cave, NY

Howes Cave is a city in New York, located in Schoharie County. The city spans 1 ZIP code and is home to approximately 1,423 residents. It is a mature city, with a median age of 48.6 years.

Economically, Howes Cave is a solidly middle-class community. The median household income of $70,938 is near the national average. Approximately 13.4% of residents live below the poverty line. The unemployment rate is 2.9%, below the national average.

The real estate market in Howes Cave is an affordable housing market. Median home values stand at $204,200, which is below the national average. Renters typically pay around $1,007 per month. Homeownership is high at 70.4%, typical of suburban and family-oriented communities.

The population of Howes Cave is well-educated. 41.8% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (87.35%).

Howes Cave, NY offers residents a cost-conscious lifestyle within New York.

ZIP Codes in Howes Cave
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
12092 1,423 $70,938 $204,200 $1,007 2.9% 41.8% 70.4%