County

Saginaw County, MI

23 ZIP codes  ·  13 cities  ·  Michigan

👥175,105Population
💰$62,064Median HH Income▼ 19% below avg
🎂41.0Median Age
🏠$138,249Median Home Value▼ 50% below avg
🎓35.2%College Grads▼ 9% below avg
📊7.2%Unemployment▲ 47% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.9% Female 51.1% ♀

Race & Ethnicity

White: 67.6%Hispanic: 9.1%Black: 19.2%Asian: 1.6%Other: 2.8%Race
White67.6%
Hispanic9.1%
Black19.2%
Asian1.6%
Other2.8%

Age Breakdown

Under 5
6%
5–17
16%
18–24
9%
25–44
24%
45–64
26%
65+
9%

Key Indicators

Median Age41.0 yrs
Avg HH Size2.38
Below Poverty18.0% ▲ 80% above avg
College Grads35.2% ▼ 9% below avg
Unemployment7.2% ▲ 47% above avg
No HS Diploma1,499 (1.3%)
HS Graduate37,335 (33%)
Some College15,789 (13.9%)
Associates18,118 (16%)
Bachelors13,750 (12.1%)
Graduate Degree26,704 (23.6%)

Education

No HS: 1.3%HS Grad: 33%Some College: 13.9%Associates: 16%Bachelors: 12.1%Graduate: 23.6%Edu
No HS1.3%
HS Grad33.0%
Some College13.9%
Associates16.0%
Bachelors12.1%
Graduate23.6%
Housing & Income

Housing Tenure

Owner: 74.3%Renter: 25.7%Tenure
Owner74.3%
Renter25.7%

Home Value Distribution

Under $50k
16%
$50k–$100k
20%
$100k–$150k
18%
$150k–$200k
15%
$200k–$300k
18%
$300k–$500k
11%
Over $500k
3%

Financials

Median HH Income$62,064 ▼ 19% below avg
Median Home Value$138,249 ▼ 50% below avg
Home/Income Ratio2.2x (nat avg ~3.5x)
Median Rent$915/mo
Total Housing Units79,222
Vacant Units8,062

Income Distribution

Under $25k
21%
$25k–$50k
20%
$50k–$75k
19%
$75k–$100k
13%
$100k–$150k
14%
$150k–$200k
7%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
2%
Work From Home
9%

Commute Time

Under 15 min
36%
15–30 min
39%
30–45 min
15%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
17%
1960s–1970s
13%
1980s–1990s
11%
2000+
57%
About Saginaw County, MI

Saginaw County is located in Michigan and encompasses 23 ZIP codes spanning 13 cities and communities. The county has an estimated population of 175,105 residents. With a median age of 40.97, it is a middle-aged county.

Saginaw County has a solidly middle-class economic profile. The median household income of $62,064 is below the national average. Unemployment stands at 7.2%, above the national average. The poverty rate of 18.0% is significantly above the national average, indicating economic challenges.

Housing in Saginaw County is one of the more affordable housing markets in the country, with a median home value of $138,249 — well below the national average. Monthly median rent is approximately $915. Homeownership rates are high at 74.3%, reflecting a largely residential, stable population.

The residents of Saginaw County are majority White (67.63%). Educational attainment is moderately educated — 35.2% of adults hold a bachelor's degree or higher, near the national average.

Saginaw County, MI is a solidly middle-class area in Michigan. The 23 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Saginaw County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
48415 Birch Run 8,601 $76,311 $197,900 $895 5.0% 32.5%
48614 Brant 921 $60,568 $124,700 $817 9.2% 21.0%
48722 Bridgeport 3,147 $68,777 $136,100 $1,057 6.0% 30.7%
48417 Burt 2,310 $70,280 $163,700 $875 9.6% 19.3%
48724 Carrollton 1,226 $31,787 $68,100 5.9% 47.8%
48616 Chesaning 7,702 $67,801 $153,400 $744 4.0% 27.4%
48734 Frankenmuth 7,642 $89,217 $285,100 $830 4.1% 59.0%
48623 Freeland 15,126 $96,371 $230,300 $1,176 3.7% 48.3%
48626 Hemlock 5,813 $81,961 $208,600 $935 6.3% 40.9%
48637 Merrill 3,068 $63,900 $140,000 $736 10.6% 25.0%
48649 Oakley 1,476 $68,288 $151,500 $785 5.4% 31.3%
48601 Saginaw 32,069 $37,830 $54,900 $836 11.4% 20.6%
48602 Saginaw 27,490 $46,068 $70,200 $902 10.0% 28.6%
48603 Saginaw 27,846 $65,690 $181,800 $1,019 5.4% 49.8%
48604 Saginaw 11,284 $53,804 $93,200 $928 6.8% 33.4%
48607 Saginaw 1,523 $39,211 $44,500 $1,017 12.7% 28.0%
48609 Saginaw 12,206 $78,800 $166,400 $903 5.5% 39.4%
48655 Saint Charles 5,655 $64,615 $157,100 $633 2.7% 32.1%